Do You Need A Health Savings Account?
My family used a Health Savings Account one year. Here are some thoughts about HSAs...
Read moreTips Before You Switch From A One-Income Family To A 2-Income Family
Before you take that job and become a two-income household, rather than a one-income one, read this first.
Read moreWatch Out… They Are Out To Get Your Tax Rebate Check!
Marketers are seeing dollar signs, and they are pulling no punches with ideas on how you can spend your government stimulus check. Here's what to watch for, so you don't get taken by someone telling you how to spend your tax rebate check.
Read moreIs The Bad Economy Making You Stingy?
With Americans rallying to save more and spend less, charities and religious organizations are actually suffering. Charities need goods and money in order to help people in the community. But what can we do? Especially when we are just treading water ourselves. Here are some ideas...
Read moreEasy Ways To Make Decisions About Spending Money
For many people, shopping for themselves can bring on feelings of guilt, anxiety, and doubt. However, the process of deciding what to buy this month, and what can wait until next month does not have to be so hard.
Read moreHow To Decorate Your Walls… On The Cheap
Just because you don't have a lot of money to spend on home decorations doesn't mean your walls have to be plain and boring. There are many fun and easy ways to decorate on the cheap. Here are some things ideas...
Read moreIn Debt? Don’t Worry Be Happy
Here's how to create the world's simplest budget... One that's guaranteed to get you out of a desperate financial situation and make you happy for a change!
Read moreShould You Change Banks?
Best Bank is a new bank that has partnered with Kroger and other grocery stores. They are currently offering many free services that USED to be free at other banks. In addition to good banking practices, they have joined forces with the supermarket to offer customers cash back on groceries purchased at Kroger, as well as at other participating stores.
Read moreLet’s See… Cash, Cash, or Cash?
For most of my adult life, I refused to carry cash. Recently, I've had a change of heart. Here's why I think paying with cash is the best way to go -- most of the time.
Read moreHow To Use The Cash Envelope System For Savings
Some tips for using Dave Ramsey's Cash Envelope System when you're budgeting your bills for the month. Finally, you'll have a handle on how much you can spend, and how much you need to save to get through each month.
Read moreReasons To Pay Off Your Home Loan
I completely agree with Suze Orman when she says it's better to pay off your home loan early. Here's why...
Read moreMaking Ends Meet: Tips For Getting Through A Rough Spot
Some great tips for stretching a dollar and getting by when times are tough.
Read moreA Word Of Advice Before You Ride That Coupon Train…
Coupon trains are when a group of people gets together in an effort to share discount store coupons. The 1st person -- the conductor -- cuts all coupons from the paper and takes what they need. They pass the other unwanted coupons to the 2nd person who takes what they need from the coupons and then adds their unwanted coupons to the pack... and so on. But are coupon trains legal?
Read moreAre Title Loans and Pawn Shops Worth It When You Need Fast Cash?
Title Loans and Pawn Shops... there are other ways to get money fast, you know!
Read moreBuying A New Home?… Is Your Realtor Steering You Wrong?
Are you REALLY ready to buy a new home? Are you buying more house than you can actually afford? Are your friends and Realtor trying to convince you to buy more than you need? Don't dig yourself into a hole... Here are a few things to think about before you sign on the dotted line.
Read moreQualifying For A Home Loan (…Using Just One Income)
For a couple purchasing a house, it might be a better idea to use only one person's income to qualify for your home loan. By using only one person's income on your home loan, you are guaranteeing that you are not purchasing a house that you will not be able to afford should you find that one person is unable to work for any period of time. But wait, there's more!
Read moreMarried Money Dilemma: Should You Maintain Separate Finances In Your Marriage?
There are good reasons to have separate finances and there are also good reasons to have joint finances. Here are some of the benefits of having separate finances, compared to the benefits of combining finances when you're married.
Read moreIs Your Home Phone Bill Out Of Control?
Because we have high-speed DSL through our home phone line, I have been ignoring the high amount we have been paying on our home phone. However, even with DSL, $120 a month is just too much to pay for a home phone when your household already has 4 cell phones. Here's what I did...
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