You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
Being unemployed comes with a lot of uncertainties. However, simply because you’re jobless doesn’t mean that you can’t keep a handle your finances during this time. Here are 5 ways to stay on top of your finances when you’re unemployed… with debt.
Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.
Common sense tells us that it’s cheaper to pay for items with cash than with credit cards and loans. But just how much cheaper is a cash method of payment? Here are some interesting facts to get you thinking about using cash whenever possible.
All about your debt to credit limit ratio — what it means, all the ways your FICO score could affect you, and how to improve your debt to credit limit ratio and your FICO score. Plus, how to tell if you’ve got TOO much debt!
Do you think you can truly afford the home that you’re currently living in? According to Suze Orman, chances are you cannot. Here are some of the indicators that you cannot afford your home.
Experts tell us that the best way to stay out of financial trouble is to live within our means. Right? But there’s ‘living within your means’ and then there’s ‘living below your means’. Which boat are you in? Here are great tips that will help!
Do you have a mound of holiday debt that you have no idea how you’re going to pay off? Consider these 7 tips to get out of holiday debt fast!
Are you worried about being prepared for a financial emergency? Here’s how to conduct a financial fire drill so you won’t get caught off guard — financially speaking. Plus tips for setting up an Emergency Fund and an Opportunity Fund to give yourself some cushion in your family budget.
There are several bankruptcy myths associated with filing for bankruptcy. Not being able to tell the difference between fact and fiction when it comes to bankruptcy myths can make anyone nervous about filing for bankruptcy. Save yourself some sleepless nights by finding out right now about bankruptcy myths!
Some software, spreadsheets and iPhone apps to help you manage your money – AND have fun while you’re doing it!
Links to dozens of free budgeting worksheet forms to help you figure out your budget and get out of debt faster.
Suze Orman’s book, Women & Money, is for beginners. If you have not read any of Suze’s other books or if you have no knowledge of money management, then this book is definitely for you!
Tips to help you become financially independent so that by the time you retire or before if you are lucky, your money will be your own.
Suze Orman’s advice is simple: ‘people first, then money, then things.’ I have great confidence in her system and it has worked for me. Here’s why.
Bankruptcy exemptions are items that are exempt from being sold in order to discharge your debts. These exemptions are basically items that you need for a fresh start after your bankruptcy is discharged. Here’s what you need to know.
Perhaps it’s time to start talking about money. It’s time to stop letting shame and inadequacy keep us from being real and honest about money and finances. Here’s what I’ve learned about debt support groups, including how to find online support groups as well as local debt support groups in your area.
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.
Here are some things you can do when dealing with a loved one who cannot or will not manage their money.
If you’re looking for some debt collection help, including tips for dealing with debt collectors who are harassing you, start here. These tips will help put an end to all the phone calls from debt collection agencies, and put you back in control of your past-due bills.
Here’s why it’s worth it to let your credit score suffer a bit while you dig yourself out from under the weight of too much debt. It’s best to worry about your credit score later.
Hearing about Ivan’s financial situation on NBC’s Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky’s recommendation for Ivan was basically to try credit counseling. Here’s why, plus what to look for when you’re trying to find a reputable credit counseling company…
When your spouse dies, what in the world are you supposed to do next? How do you keep your head above water — financially — in addition to keeping it all together emotionally? Here are some tips for getting your financial things in order, so things will go more smoothly regarding money and paperwork after the loss of your spouse.