Do you have a mound of holiday debt that you have no idea how you’re going to pay off? Consider these 7 tips to get out of holiday debt fast!
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.
With the popularity of cell phones and Internet sites that allow you to talk online, it is likely that home phones may go the way of street corner pay phones soon. When it comes right down to it, home phones are really no more necessary than pay phones. Plus, home phones can easily cost a family $100 or more a month!