There are some serious disadvantages to using automatic bill pay. For one, it could cost you more money in the long run! I know I’d never use it. Here’s why.
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.
With the popularity of cell phones and Internet sites that allow you to talk online, it is likely that home phones may go the way of street corner pay phones soon. When it comes right down to it, home phones are really no more necessary than pay phones. Plus, home phones can easily cost a family $100 or more a month!
Catching up on your bills may not be easy — especially if you are chronically behind — but with a few months of sacrifice, you could get your payments on track and increase the amount of money you can spend on yourself. Here are some tips you can use to start paying your bills on time…