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Is now the best time for refinancing your mortgage? Here's why I chose to go for a home refinance and what I needed to do to lower my mortgage rate.

When, How, And Why To Refinance Your Mortgage (Plus How Much It Costs, What You Need To Qualify, And How Long It Takes!)

Refinancing my mortgage recently was definitely the right move for me, but it may not be for you! In this article, you will find out: 1) Is it a good time to refinance your home now — see when it makes sense and when it doesn’t. 2) How to refinance your home — details about each of the steps to refinance a home. 3) How much it costs to refinance a home mortgage — and how to lower those costs. 4) What is required to qualify for a home refinance. 5) How long it takes to do a home refinance these days.

Home / Health / Auto

What Is A 2-10 Home Warranty… And Is It Worth The Cost? Here’s My Experience With A 2-10 Home Buyers Warranty

I bought a 2-10 home warranty when I bought my first (used) home… in addition to regular homeowners insurance. I definitely think a 2-10 home buyers warranty is worth the money! See how I’ve used it so far, and how much it costs.

Reverse Mortgage In Retirement: Some Tips Before You Use A Reverse Mortgage To Supplement Your Retirement Income

Here’s how to use SOME of the equity in your home to help supplement your retirement income. See how reverse mortgage works, how a reverse mortgage gets repaid, and how much home equity you’ll retain.

More Posts from Home / Health / Auto

Budgeting Tips & Debt Relief

Traditional IRA vs. Roth IRA: What’s The Difference? Which One Should I Choose?

Trying to between a Traditional IRA vs Roth IRA as a means of saving money for retirement? Here’s a list of the differences between Roth vs Traditional IRA, plus reasons to choose one over the other.

Got High Debts? Is Bankruptcy The Answer? See What Filing For Bankruptcy Will & Won’t Do For You

You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.

More Posts from Budgeting Tips & Debt Relief

Credit Cards, Scores & Reports

Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit

If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.

Little-Known Facts About Secured Credit Cards

If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.

More Posts from Credit Cards, Scores & Reports

Kids / Students & Money

CLEP Exams

How To Get College Credit By Taking A CLEP Test (CLEP Exams Saved Me Hundreds Of Dollars & Months Of Time In College!)

Taking a CLEP test saved me a lot of time and money on a college degree. Here’s how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.

Top 4 Benefits Of Taking A Gap Year Before College – See How It Could Change Your Life

Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.

More Posts from Kids / Students & Money

Tax Tips

Which Tax Papers To Keep + Tips For Organizing 7 Years Of Support Documentation For Your Taxes

Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. By staying on top of this and doing it just once each year, it's easier to find the information we need when the time comes for

Homeowner Tax Credits For Using Energy-Efficient Products

Home ownership is more expensive than ever today. Plus, the cost of fossil fuels is climbing again and will likely continue until the time comes when there literally is no more to be had. Doing everything possible to reduce our use of energy in the home goes beyond our desire to keep U.S.

More Posts from Tax Tips

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About Us

LynnetteWith input from Financial Advisors, (a Tax Accountant and an Investment Manager), I share helpful tips regarding money and finances -- including debt relief, insurance, budgeting, and investing for retirement. My goal is to help you save more, spend less, and invest for the future by sharing honest, tried & true budgeting tips and tools. When I'm not saving for the future and helping others save for theirs, you can find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites).

Lynnette: View My Blog Posts

AndreaI have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Andrea: View My Blog Posts

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