Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.
Home / Health / Auto
Are Extended Stay Motels A Good Option For Temporary Housing? (Hint: YES!)
Whether it be because of employment circumstances, moving, or another personal situation, living in extended stay motels could be the affordable housing solution you’re looking for! Cheap extended stay hotels can be comfortable and practical — for yourself or your entire family — as temporary housing for a few months. Here’s what it’s like living in a motel, how much it costs, and how to find monthly hotel rentals that meet your needs best.
Should You Buy Supplemental Health Insurance? Is Medical Gap Insurance Really Worth It?
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
Budgeting Tips & Debt Relief
Got High Debts? Is Bankruptcy The Answer? See What Filing For Bankruptcy Will & Won’t Do For You
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
MyRA Is A Simple (Free!) Way To Start A Retirement Account… And You’re Guaranteed Not To Lose Money!
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
Credit Cards, Scores & Reports
Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
Little-Known Facts About Secured Credit Cards
If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.
Kids / Students & Money
How To Get College Credit By Taking A CLEP Test (CLEP Exams Saved Me Hundreds Of Dollars & Months Of Time In College!)
Taking a CLEP test saved me a lot of time and money on a college degree. Here’s how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.
Top 4 Benefits Of Taking A Gap Year Before College – See How It Could Change Your Life
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
Tax Tips
Which Tax Papers To Keep + Tips For Organizing 7 Years Of Support Documentation For Your Taxes
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. By staying on top of this and doing it just once each year, it's easier to find the information we need when the time comes for
Homeowner Tax Credits For Using Energy-Efficient Products
Home ownership is more expensive than ever today. Plus, the cost of fossil fuels is climbing again and will likely continue until the time comes when there literally is no more to be had. Doing everything possible to reduce our use of energy in the home goes beyond our desire to keep U.S.
