our new article
When, How, And Why To Refinance Your Mortgage (Plus How Much It Costs, What You Need To Qualify, And How Long It Takes!)
Refinancing my mortgage recently was definitely the right move for me, but it may not be for you! In this article, you will find out: 1) Is it a good time to refinance your home now — see when it makes sense and when it doesn’t. 2) How to refinance your home — details about each of the steps to refinance a home. 3) How much it costs to refinance a home mortgage — and how to lower those costs. 4) What is required to qualify for a home refinance. 5) How long it takes to do a home refinance these days.
budgeting tips & debt relief
Traditional IRA vs. Roth IRA: What’s The Difference? Which One Should I Choose?
Trying to between a Traditional IRA vs Roth IRA as a means of saving money for retirement? Here’s a list of the differences between Roth vs Traditional IRA, plus reasons to choose one over the other.
Got High Debts? Is Bankruptcy The Answer? See What Filing For Bankruptcy Will & Won’t Do For You
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
home / health / auto
When, How, And Why To Refinance Your Mortgage (Plus How Much It Costs, What You Need To Qualify, And How Long It Takes!)
Refinancing my mortgage recently was definitely the right move for me, but it may not be for you! In this article, you will find out: 1) Is it a good time to refinance your home now — see when it makes sense and when it doesn’t. 2) How to refinance your home — details about each of the steps to refinance a home. 3) How much it costs to refinance a home mortgage — and how to lower those costs. 4) What is required to qualify for a home refinance. 5) How long it takes to do a home refinance these days.
What Is A 2-10 Home Warranty… And Is It Worth The Cost? Here’s My Experience With A 2-10 Home Buyers Warranty
I bought a 2-10 home warranty when I bought my first (used) home… in addition to regular homeowners insurance. I definitely think a 2-10 home buyers warranty is worth the money! See how I’ve used it so far, and how much it costs.
Reverse Mortgage In Retirement: Some Tips Before You Use A Reverse Mortgage To Supplement Your Retirement Income
Here’s how to use SOME of the equity in your home to help supplement your retirement income. See how reverse mortgage works, how a reverse mortgage gets repaid, and how much home equity you’ll retain.
credit cards, reports & scores
Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
Little-Known Facts About Secured Credit Cards
If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.
tax tips
Which Tax Papers To Keep + Tips For Organizing 7 Years Of Support Documentation For Your Taxes
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. Here are some of the time-saving tips I use to keep all of our personal, household, and tax info organized. Plus tips for how long and which tax papers to keep.
Homeowner Tax Credits For Using Energy-Efficient Products
Even if you haven’t been planning on remodeling or upgrading your home, now is definitely the time to take a serious look at the possibilities. These tax incentives will go a long way in stretching your budget and will not only pay you back now through tax credits and refunds, but they will continue to pay you back as you save energy in the future!
Last-Minute Income Tax Tips For Individuals, Families & Small Businesses
The key to lowering your tax liability is to reduce your adjusted income to its lowest possible amount. Here are some ways to do that, plus great last-minute tax tips for all you procrastinators!
students / kids money
How To Get College Credit By Taking A CLEP Test (CLEP Exams Saved Me Hundreds Of Dollars & Months Of Time In College!)
Taking a CLEP test saved me a lot of time and money on a college degree. Here’s how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.
Top 4 Benefits Of Taking A Gap Year Before College – See How It Could Change Your Life
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
