You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
Home / Health / Auto
Should You Buy Supplemental Health Insurance? Is Medical Gap Insurance Really Worth It?
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
5 Reasons To Use A Safe Deposit Box + 5 Reasons To Think Twice About What You Keep There
Before storing valuables in a bank safe deposit box, here are 5 pros + 5 cons about safety deposit boxes. Plus what you should AND shouldn’t keep there.
Budgeting Tips & Debt Relief
MyRA Is A Simple (Free!) Way To Start A Retirement Account… And You’re Guaranteed Not To Lose Money!
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
5 Reasons To Avoid A Payday Loan + 7 Less Expensive Ways To Get A Cash Advance
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
Credit Cards, Scores & Reports
Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
Little-Known Facts About Secured Credit Cards
Basic info about getting a secured credit card and how they’re different from non-secured credit cards. Everything you need to know about secured credit cards, plus tips to determine if you really need one or not.
Kids / Students & Money
Top 4 Benefits Of Taking A Gap Year Before College – See How It Could Change Your Life
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
Parents: Can’t Afford To Send Your Student To College? Here Are 8 Options You May Not Have Thought Of
Parents, if you want your child to go to college — and your child wants to go to — it CAN be done. Here are 8 great options when you can’t afford college!
Tax Tips
Which Tax Papers To Keep + Tips For Organizing 7 Years Of Support Documentation For Your Taxes
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. By staying on top of this and doing it just once each year, it's easier to find the information we need when the time comes for
Homeowner Tax Credits For Using Energy-Efficient Products
Home ownership is more expensive than ever today. Plus, the cost of fossil fuels is climbing again and will likely continue until the time comes when there literally is no more to be had. Doing everything possible to reduce our use of energy in the home goes beyond our desire to keep U.S.
