The total cost of having a baby in the first 2 years falls somewhere between $12,462 and $26,612. You can break this down to something like $500 to $1000 a month. Here’s a breakdown of the actual numbers… the cost to have a baby, plus the cost to raise a baby for the first 2 years.
Jobs & Money
Traditional IRA vs. Roth IRA: What’s The Difference? Which One Should I Choose?
Trying to between a Traditional IRA vs Roth IRA as a means of saving money for retirement? Here’s a list of the differences between Roth vs Traditional IRA, plus reasons to choose one over the other.
Tax Deductions For RV Owners – A Fulltime RVer’s Personal Experience And Advice
Did you know that you can save money on your taxes if you buy an RV? Yep. Here are all the IRS tax deductions for RV owners. And… if you run your business out of your RV, then the RV tax deduction is even greater!
What Is A 2-10 Home Warranty… And Is It Worth The Cost? Here’s My Experience With A 2-10 Home Buyers Warranty
I bought a 2-10 home warranty when I bought my first (used) home… in addition to regular homeowners insurance. I definitely think a 2-10 home buyers warranty is worth the money! See how I’ve used it so far, and how much it costs.
Reverse Mortgage In Retirement: Some Tips Before You Use A Reverse Mortgage To Supplement Your Retirement Income
Here’s how to use SOME of the equity in your home to help supplement your retirement income. See how reverse mortgage works, how a reverse mortgage gets repaid, and how much home equity you’ll retain.
First-Time Homebuyers: 13 Steps To Buying A House For The First Time + 7 Valuable Lessons I Learned About Buying Your First House
Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.
How To Get College Credit By Taking A CLEP Test (CLEP Exams Saved Me Hundreds Of Dollars & Months Of Time In College!)
Taking a CLEP test saved me a lot of time and money on a college degree. Here’s how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.
Are Extended Stay Motels A Good Option For Temporary Housing? (Hint: YES!)
Whether it be because of employment circumstances, moving, or another personal situation, living in extended stay motels could be the affordable housing solution you’re looking for! Cheap extended stay hotels can be comfortable and practical — for yourself or your entire family — as temporary housing for a few months. Here’s what it’s like living in a motel, how much it costs, and how to find monthly hotel rentals that meet your needs best.
Got High Debts? Is Bankruptcy The Answer? See What Filing For Bankruptcy Will & Won’t Do For You
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
Should You Buy Supplemental Health Insurance? Is Medical Gap Insurance Really Worth It?
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
5 Reasons To Use A Safe Deposit Box + 5 Reasons To Think Twice About What You Keep There
Before storing valuables in a bank safe deposit box, here are 5 pros + 5 cons about safety deposit boxes. Plus what you should AND shouldn’t keep there.
MyRA Is A Simple (Free!) Way To Start A Retirement Account… And You’re Guaranteed Not To Lose Money!
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
Top 4 Benefits Of Taking A Gap Year Before College – See How It Could Change Your Life
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
5 Reasons To Avoid A Payday Loan + 7 Less Expensive Ways To Get A Cash Advance
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
How Do I Sell My Car? 3 Simple Things You Should Do To Sell A Used Car
When it came time to sell my car, these are the tips that I personally used. Hey, it worked for me!
Dealing With Debt Collectors? Know Your Rights! 3 Ways To Handle Stressful Situations With Collection Agents
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
7 Inspiring Personal Finance Books That You Won’t Find In The Personal Finance Section
These weren’t written as personal finance books, but they contain a wealth of information & tips that are unique, motivational, and extremely helpful with personal finance matters.
Before Buying A New Car, Here Are Some Important Things To Consider…
We are in the process of buying a new car. It’s been awhile since we’ve purchased a new vehicle, so I set out to do some research first. I’m sharing the info here, with the hope that it will be helpful to others who are also in the market to buy a new or used vehicle.
Which Tax Papers To Keep + Tips For Organizing 7 Years Of Support Documentation For Your Taxes
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. Here are some of the time-saving tips I use to keep all of our personal, household, and tax info organized. Plus tips for how long and which tax papers to keep.
Parents: Can’t Afford To Send Your Student To College? Here Are 8 Options You May Not Have Thought Of
Paying for college can seem like the most unattainable task ever — but it isn’t. Parents, if you want your child to go to college — and your child wants to go to — it CAN be done. Here are 8 great ways to pay for college including claiming unused federal funds, applying for grants, and other tips you may not have thought about.
Unemployed? 5 Tips To Deal With Debt & Manage Your Finances
Being unemployed comes with a lot of uncertainties. However, simply because you’re jobless doesn’t mean that you can’t keep a handle your finances during this time. Here are 5 ways to stay on top of your finances when you’re unemployed… with debt.
Debt Relief Scams: Warning Signs & What To Look For
Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.
Should You Find A Roommate To Save On Housing Costs?
Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren’t for everyone. Here are some things to think about before you try to find a roommate.
Should You Sacrifice Your Retirement Money For Your Child’s College Education?
Retirement money vs college money… As parents, we often put our children’s needs and desires ahead of our own — even if it means putting ourselves at risk. Our children’s education is no exception. We will sacrifice and put aside money for our kids’ college education, even if it means that we are not saving for our own retirement. Many experts advise against this.
