Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.
Taking a CLEP test saved me a lot of time and money on a college degree. Here’s how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.
Whether it be because of employment circumstances, moving, or another personal situation, living in extended stay motels could be the affordable housing solution you’re looking for! Cheap extended stay hotels can be comfortable and practical — for yourself or your entire family — as temporary housing for a few months. Here’s what it’s like living in a motel, how much it costs, and how to find monthly hotel rentals that meet your needs best.
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
Before storing valuables in a bank safe deposit box, here are 5 pros + 5 cons about safety deposit boxes. Plus what you should AND shouldn’t keep there.
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
When it came time to sell my car, these are the tips that I personally used. Hey, it worked for me!
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
These weren’t written as personal finance books, but they contain a wealth of information & tips that are unique, motivational, and extremely helpful with personal finance matters.
We are in the process of buying a new car. It’s been awhile since we’ve purchased a new vehicle, so I set out to do some research first. I’m sharing the info here, with the hope that it will be helpful to others who are also in the market to buy a new or used vehicle.
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. Here are some of the time-saving tips I use to keep all of our personal, household, and tax info organized. Plus tips for how long and which tax papers to keep.
Paying for college can seem like the most unattainable task ever — but it isn’t. Parents, if you want your child to go to college — and your child wants to go to — it CAN be done. Here are 8 great ways to pay for college including claiming unused federal funds, applying for grants, and other tips you may not have thought about.
Being unemployed comes with a lot of uncertainties. However, simply because you’re jobless doesn’t mean that you can’t keep a handle your finances during this time. Here are 5 ways to stay on top of your finances when you’re unemployed… with debt.
Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.
Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren’t for everyone. Here are some things to think about before you try to find a roommate.
Retirement money vs college money… As parents, we often put our children’s needs and desires ahead of our own — even if it means putting ourselves at risk. Our children’s education is no exception. We will sacrifice and put aside money for our kids’ college education, even if it means that we are not saving for our own retirement. Many experts advise against this.
Many people don’t understand the causes of homelessness and can find themselves quickly in this position. While you may have to give up your house and life as you know it, here are some awesome homeless prevention tips for you. Here are 7 ways to lower your housing costs.
Bad credit student loans aren’t that difficult to come by. Here’s everything you need to know about the ways to get a student loan when your credit isn’t the best.
See if you are paying too much for auto insurance and how to make your payments even lower! This quiz includes a thorough explanation of the answers in order to help you lower your auto insurance premiums and save money.
After you’ve determined how you’re going to pay for college and then you actually start your college education, it’s time to turn your attention to getting the biggest bang for your buck from the time that you spend there. Here’s how to get your money’s worth from the time you spend in college.
The average life expectancy of most cars is about 8 years and 150,000 miles. If a vehicle makes it to 200,000 miles, you are riding on borrowed time and the car is paying you back. Here are the best tips I’ve found to make your car last longer.