The total cost of having a baby in the first 2 years falls somewhere between $12,462 and $26,612. You can break this down to something like $500 to $1000 a month. Here’s a breakdown of the actual numbers… the cost to have a baby, plus the cost to raise a baby for the first 2 years.
Jobs & Money
Trying to between a Traditional IRA vs Roth IRA as a means of saving money for retirement? Here’s a list of the differences between Roth vs Traditional IRA, plus reasons to choose one over the other.
Did you know that you can save money on your taxes if you buy an RV? Yep. Here are all the IRS tax deductions for RV owners. And… if you run your business out of your RV, then the RV tax deduction is even greater!
I bought a 2-10 home warranty when I bought my first (used) home… in addition to regular homeowners insurance. I definitely think a 2-10 home buyers warranty is worth the money! See how I’ve used it so far, and how much it costs.
Here’s how to use SOME of the equity in your home to help supplement your retirement income. See how reverse mortgage works, how a reverse mortgage gets repaid, and how much home equity you’ll retain.
Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.
Taking a CLEP test saved me a lot of time and money on a college degree. Here’s how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.
Whether it be because of employment circumstances, moving, or another personal situation, living in extended stay motels could be the affordable housing solution you’re looking for! Cheap extended stay hotels can be comfortable and practical — for yourself or your entire family — as temporary housing for a few months. Here’s what it’s like living in a motel, how much it costs, and how to find monthly hotel rentals that meet your needs best.
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
Before storing valuables in a bank safe deposit box, here are 5 pros + 5 cons about safety deposit boxes. Plus what you should AND shouldn’t keep there.
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
When it came time to sell my car, these are the tips that I personally used. Hey, it worked for me!
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
These weren’t written as personal finance books, but they contain a wealth of information & tips that are unique, motivational, and extremely helpful with personal finance matters.
We are in the process of buying a new car. It’s been awhile since we’ve purchased a new vehicle, so I set out to do some research first. I’m sharing the info here, with the hope that it will be helpful to others who are also in the market to buy a new or used vehicle.
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. Here are some of the time-saving tips I use to keep all of our personal, household, and tax info organized. Plus tips for how long and which tax papers to keep.
Paying for college can seem like the most unattainable task ever — but it isn’t. Parents, if you want your child to go to college — and your child wants to go to — it CAN be done. Here are 8 great ways to pay for college including claiming unused federal funds, applying for grants, and other tips you may not have thought about.
Being unemployed comes with a lot of uncertainties. However, simply because you’re jobless doesn’t mean that you can’t keep a handle your finances during this time. Here are 5 ways to stay on top of your finances when you’re unemployed… with debt.
Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.
Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren’t for everyone. Here are some things to think about before you try to find a roommate.
Retirement money vs college money… As parents, we often put our children’s needs and desires ahead of our own — even if it means putting ourselves at risk. Our children’s education is no exception. We will sacrifice and put aside money for our kids’ college education, even if it means that we are not saving for our own retirement. Many experts advise against this.