Trying to between a Traditional IRA vs Roth IRA as a means of saving money for retirement? Here’s a list of the differences between Roth vs Traditional IRA, plus reasons to choose one over the other.
Budgeting Tips & Debt Relief
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
These weren’t written as personal finance books, but they contain a wealth of information & tips that are unique, motivational, and extremely helpful with personal finance matters.
Being unemployed comes with a lot of uncertainties. However, simply because you’re jobless doesn’t mean that you can’t keep a handle your finances during this time. Here are 5 ways to stay on top of your finances when you’re unemployed… with debt.
Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.
Common sense tells us that it’s cheaper to pay in cash than with credit cards and loans. But just how much cheaper is a cash payment? Here are some interesting facts to get you thinking about using cash whenever possible with some helpful tips thrown in about credit calculators and some fun cash trivia.
Experts tell us that the best way to stay out of financial trouble is to live within our means. Right? But there’s ‘living within your means’ and then there’s ‘living below your means’. Which boat are you in? Here are great tips that will help!
Want to become a millionaire? Here’s the profile of the typical millionaire. It’s a great list of things to strive for, and traits that you can actually achieve yourself.
If you’d like to make money in the form of a high-interest yield from the money sitting in your checking account, then these tips for finding a bank that offers high interest checking are for you! Here’s how to find a bank offering high interest checking account rates right now, no matter where you live.
Get fun frugal tips you can use every day! Lots of freebies, bargains & thrifty shopping tips. Plus, budgeting ideas to help reduce debt on our fun money Facebook and Twitter pages!
Are you all set to sell your gold jewelry and or coins as scrap? You should reconsider doing so because this is not the best way to get the best price for your gold.
Do you have a mound of holiday debt that you have no idea how you’re going to pay off? Consider these 7 tips to get out of holiday debt fast!
Are you worried about being prepared for a financial emergency? Here’s how to conduct a financial fire drill so you won’t get caught off guard — financially speaking. Plus tips for setting up an Emergency Fund and an Opportunity Fund to give yourself some cushion in your family budget.
In this economy, the rules about how to handle your money & funds have changed. It used to be thought that investing in stocks and other types of investments and then sitting on them was the way to go. However, investing your money & funds that way can actually lead to financial disaster.
There are several bankruptcy myths associated with filing for bankruptcy. Not being able to tell the difference between fact and fiction when it comes to bankruptcy myths can make anyone nervous about filing for bankruptcy. Save yourself some sleepless nights by finding out right now about bankruptcy myths!
Believe it or not, there are quite a few ways that you can save money painlessly, and still be able to cover your basic expenses. Not only is it painless, but it’s easy!
There are some serious disadvantages to using automatic bill pay. For one, it could cost you more money in the long run! I know I’d never use it. Here’s why.
Some software, spreadsheets and iPhone apps to help you manage your money – AND have fun while you’re doing it!
How to simplify your investments if you have multiple accounts.
I am a big fan of using a budget worksheet for my personal and business expenses. I am so much more organized and know exactly what’s coming in and what money is going out by using a free budget planner. There are so many to choose from, so I am giving you a list to see which is the best fit for you and ou started!then step-by-step instructions to get y
Suze Orman’s book, Women & Money, is for beginners. If you have not read any of Suze’s other books or if you have no knowledge of money management, then this book is definitely for you!
Newly married or thinking of moving in together? Use these couples money tips to keep your relationship with your partner and your relationship with money healthy from the get-go.
Tips to help you become financially independent so that by the time you retire or before if you are lucky, your money will be your own.
Suze Orman’s advice is simple: ‘people first, then money, then things.’ I have great confidence in her system and it has worked for me. Here’s why.
Those who make below a living wage make insufficient income to live locally given the local cost of living. Here’s what you can to in terms of budgeting for food, childcare, medical, transportation, housing, and miscellaneous expenses.
Bank fees are at an all-time high. Some of these bank fees can be avoided. Here are some things you can do to keep a handle on bank fees…
Bankruptcy exemptions are items that are exempt from being sold in order to discharge your debts. These exemptions are basically items that you need for a fresh start after your bankruptcy is discharged. Here’s what you need to know.
Perhaps it’s time to start talking debt help and how to get it. Have you ever looked into money management support groups? It’s time to stop letting shame and inadequacy keep us from being real and honest about money and finances. Here’s what I’ve learned about debt support groups, including how to find online support groups as well as local debt support groups in your area.
Here’s how to pay off your bills and boost your credit score at the same time… there is a little-known way to do this. It’s called the ‘pay for delete’ method of paying off debts.
While many people may be perfectly capable of managing their own finances, they may not be educated in all aspects, or may not have the time to keep an eye on their money and financial plans. That’s when hiring a financial planner makes the most sense.
It’s NOT illegal for people to go through your trash. That’s why you need to shred anything that has personal information on it. Otherwise, identity theft may be in your future. Here’s what to shred & what to keep. Plus, the difference between cross cut paper shredders and strip cut paper shredders
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.
At what point is monthly budgeting a means of saving and planning for the future, as opposed to a means for survival?
Of course, no one is ready for their spouse to die. But it may happen unexpectedly one day. And you should do your best to be prepared in the event that it does. Here are the best tips for making sure that you’re able to pay for the funeral, while at the same time keep your head above the water — financially.
Wondering how to invest in the stock market for the first time? Afraid of investment frauds? If you think that playing the stock market is out of your reach because you just don’t understand how to do it, then you’re not alone. Trust me. Here are some tips for investing in the stock market safely and wisely.
Showing someone else how to manage money may be easy when that someone is your teenager. If you’re trying to help another member of your family who’s asking you for money, giving them money management tips is probably not going to be as easy. Here are some things you can do when dealing with a loved one who cannot or will not manage their money.
If you’re looking for some debt collection help, including tips for dealing with debt collectors who are harassing you, start here. These tips will help put an end to all the phone calls from debt collection agencies, and put you back in control of your past-due bills.
I have finally come to the realization that bundling my utilities would also save me a great deal of money. Since each different utility service is fighting for our bundled services, I feel a bit fairly secure that if I don’t like the way I am treated by one company, I can always move to another.
With the popularity of cell phones and Internet sites that allow you to talk online, it is likely that home phones may go the way of street corner pay phones soon. When it comes right down to it, home phones are really no more necessary than pay phones. Plus, home phones can easily cost a family $100 or more a month!
Are there any incentives to purchase savings bonds right now? While I-Series savings bonds are less desirable today than they were just a month ago, there are still reasons you may want to purchase savings bonds at this time. Here’s what you need to know about Series I bonds.
When your spouse dies, what in the world are you supposed to do next? How do you keep your head above water — financially — in addition to keeping it all together emotionally? Here are some tips for getting your financial things in order, so things will go more smoothly regarding money and paperwork after the loss of your spouse.
Catching up on your bills may not be easy — especially if you are chronically behind — but with a few months of sacrifice, you could get your payments on track and increase the amount of money you can spend on yourself. Here are some tips you can use to start paying your bills on time…
Can inflation actually pay off for us? Yep, here’s how. According to financial guru Clark Howard, you should purchase savings bonds. Say what?!
Before you take that job and become a two-income household, rather than a one-income one, read this first.
For many people, shopping for themselves can bring on feelings of guilt, anxiety, and doubt. However, the process of deciding what to buy this month, and what can wait until next month does not have to be so hard.
Here’s how to create the world’s simplest budget… One that’s guaranteed to get you out of a desperate financial situation and make you happy for a change!
Best Bank is a new bank that has partnered with Kroger and other grocery stores. They are currently offering many free services that USED to be free at other banks. In addition to good banking practices, they have joined forces with the supermarket to offer customers cash back on groceries purchased at Kroger, as well as at other participating stores.