Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.
Home / Health / Auto
Are Extended Stay Motels A Good Option For Temporary Housing? (Hint: YES!)
Whether it be because of employment circumstances, moving, or another personal situation, living in extended stay motels could be the affordable housing solution you’re looking for! Cheap extended stay hotels can be comfortable and practical — for yourself or your entire family — as temporary housing for a few months. Here’s what it’s like living in a motel, how much it costs, and how to find monthly hotel rentals that meet your needs best.
Should You Buy Supplemental Health Insurance? Is Medical Gap Insurance Really Worth It?
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
5 Reasons To Use A Safe Deposit Box + 5 Reasons To Think Twice About What You Keep There
Before storing valuables in a bank safe deposit box, here are 5 pros + 5 cons about safety deposit boxes. Plus what you should AND shouldn’t keep there.
How Do I Sell My Car? 3 Simple Things You Should Do To Sell A Used Car
When it came time to sell my car, these are the tips that I personally used. Hey, it worked for me!
Before Buying A New Car, Here Are Some Important Things To Consider…
We are in the process of buying a new car. It’s been awhile since we’ve purchased a new vehicle, so I set out to do some research first. I’m sharing the info here, with the hope that it will be helpful to others who are also in the market to buy a new or used vehicle.
Should You Find A Roommate To Save On Housing Costs?
Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren’t for everyone. Here are some things to think about before you try to find a roommate.
Alternatives To Becoming Homeless: 7 Housing Options That Will Save You Money
Many people don’t understand the causes of homelessness and can find themselves quickly in this position. While you may have to give up your house and life as you know it, here are some awesome homeless prevention tips for you. Here are 7 ways to lower your housing costs.
Quiz: How To Tell If Your Auto Insurance Premiums Are Too High
See if you are paying too much for auto insurance and how to make your payments even lower! This quiz includes a thorough explanation of the answers in order to help you lower your auto insurance premiums and save money.
How To Make Your Car Last 100,000 Miles… Or Longer
The average life expectancy of most cars is about 8 years and 150,000 miles. If a vehicle makes it to 200,000 miles, you are riding on borrowed time and the car is paying you back. Here are the best tips I’ve found to make your car last longer.
Flexible Spending Account 101: Tax-Free Health Care
If you have consistent, predictable, medical expenses that are already a part of your monthly budget, you can save money by NOT paying tax those medical expenses. By taking advantage of a Flexible Spending Account (FSA), you get tax-free health care!
How Your Debt-To-Credit Ratio Affects Your FICO Score & Home Buying Potential
All about your debt to credit limit ratio — what it means, all the ways your FICO score could affect you, and how to improve your debt to credit limit ratio and your FICO score. Plus, how to tell if you’ve got TOO much debt!
How To Get The Best Auto Insurance Quotes Online
Comparing auto insurance quotes online enables you to sit comfortably at the computer where, in a matter of minutes, you can narrow your options down to the point where you are confident that you’ve met your needs at the most reasonable price.
Tips For Negotiating Closing Costs When Buying A New House Or Refinancing Your Current Home
Closing fees can range from $2,500 to $5,000… or more! Looking for tips on negotiating closing costs? Here’s a list of the home closing costs that can be negotiated, and those that can’t.
How To Tell If You Can Really Afford The Home You’re Living In
Do you think you can truly afford the home that you’re currently living in? According to Suze Orman, chances are you cannot. Here are some of the indicators that you cannot afford your home.
14 Little-Known Facts About Auto Insurance & The Factors That REALLY Determine Auto Insurance Rates
I remember a time when I had no idea how auto insurance rates were calculated. I needed coverage and paid whatever I was asked. I realized I was spending more than necessary when I looked into low-cost auto insurance and I’m sharing what I found out about how rates are determined and sharing some tips for getting the lowest auto insurance rates available to you.
Cheap Mortgages: Unique Ways To Save Money On Your Home Mortgage
These days, your best financial move is to find your own creative ways to save money on the home mortgage. In effect, cheap mortgages are easier to come by than you might think. You just need to do a few things differently.
Car Scams: Before You Buy A New Or Used Car… Read This First!
A collection of car-buying scams, plus tips to help you find the best car deal — without getting taken. Before you buy a new or used car, watch out for these scams.
How Con Artists Use Your Dream Home To Commit Mortgage Fraud
If you think you’re too smart to be a victim of mortgage fraud, think again! Con artists are out there and they are very good. They know how to find your weakness and convince you that they are your savior. This video explains in depth how they do it.
Identity Theft Insurance – 9 Things You Need To Know Before You Buy It
Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect yourself from identity theft without having to pay a thing!
Aging In Place – How To Adapt Your Daily Lifestyle As You Prepare For Old Age
Wise is the person — or couple — who realizes this fact of life and makes some realistic plans to deal with life’s changes. It’s something that we all must accept as a part of getting older.
How Much Life Insurance Do You Really Need? Which Type Is Best?
Life insurance is definitely for those you leave behind. Beyond that, it can also be for your own future as well. Choosing a well-balanced combination of both term and whole life insurance is the best protection you can have for the unknown future ahead.
Best Places To Get Home Insurance Quotes Online
Do you need to buy homeowners insurance? Thankfully, the process of getting an up-to-date home insurance online quote these days is easy… and quick. Yep, the Internet can lead you to the best deal around without ever leaving your house! Here are tips for finding home insurance quotes online.
How To Qualify For The $8,000 Housing Tax Credit
First time homeowners can get up to $8,000 in the form of a tax credit from the U.S. government. And… you don’t have to pay it back! Who exactly qualifies? How does it work? How do you take advantage of this housing tax credit?
7 Ways To Save On Health Insurance
Over the last few years in the health industry, it has become increasingly common for annual increases in premiums. It is still possible to get affordable health coverage, you just have to know what to do and where to look!
