Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
Little-Known Facts About Secured Credit Cards
If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.
Credit Card Emergency: When Is It Okay To Use Credit Cards For Emergencies?
Do you have one credit card JUST for emergencies? Here’s what really qualifies as an emergency — what you should and should not use your credit card for.
Pros & Cons Of Prepaid Debit Cards vs Bank Debit Cards vs Credit Cards
Been considering a prepaid debit card to replace your credit cards or debit cards that are backed by a bank? Here are the pros and cons of regular credit cards, regular debit cards, and prepaid debit cards. Would you believe that prepaid debit cards are actually cheaper?! I know you’ll find this information helpful if you’re looking for the best prepaid cards out there today.
How To Get A Lower Credit Card Rate… Immediately!
Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.
Should You Close A Paid Off Credit Card Account?
Some things to think about with regard to keeping paid off credit card accounts open or closed.
Credit Card Companies Are Profiling Shoppers & Adjusting Credit Limits
There is a lot of talk in the news lately about credit card companies that are profiling shoppers and lowering credit limits based on where they shop.
IMPORTANT: Do You Know The Difference Between A FACO Score (Or FAKO Score) vs A FICO Score?
Some companies look at FACO scores rather than FICO scores, but most use a FICO score. If you’re paying for a credit report to learn what your credit score it, make sure you’re getting a FICO score! Here’s the scoop…
Choosing Between A High Credit Score And Being Debt Free
Here’s why it’s worth it to let your credit score suffer a bit while you dig yourself out from under the weight of too much debt. It’s best to worry about your credit score later.
Can You Really Get A Credit Report For Free?
I started hearing reports that FreeCreditReport.com is not as free as the commercials say. So I decided to investigate the claims for myself. According to the Federal Trade Commission, there is only ONE true way to get a free credit report…
