Credit Cards, Reports & Scores

Here's why it's worth it to let your credit score suffer a bit while you dig yourself out from under the weight of too much debt. It's best to worry about your credit score later.

I started hearing reports that is not as free as the commercials say. So I decided to investigate the claims for myself. According to the Federal Trade Commission, there is only ONE true way to get a free credit report...

Hearing about Ivan's financial situation on NBC's Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky's recommendation for Ivan was basically to try credit counseling. Here's why, plus what to look for when you're trying to find a reputable credit counseling company...

For most of my adult life, I refused to carry cash. Recently, I've had a change of heart. Here's why I think paying with cash is the best way to go -- most of the time.

Did you know that it's actually possible to request 3 free credit reports each year? Wondering what's the quickest & easiest way to do this? Here's what you need to know about ordering free credit reports online or over the phone.

From the Blueprint For Financial Prosperity -- earn more, save more, live more, enjoy more -- check out these little-known facts about credit cards!