First time homeowners can get up to $8,000 in the form of a tax credit from the U.S. government. And… you don’t have to pay it back! Who exactly qualifies? How does it work? How do you take advantage of this housing tax credit?
Home / Health / Auto
7 Ways To Save On Health Insurance
Over the last few years in the health industry, it has become increasingly common for annual increases in premiums. It is still possible to get affordable health coverage, you just have to know what to do and where to look!
Cash For Gold… Is It Worth It To Sell Old Gold Jewelry Through The Mail?
No matter where you ultimately decide to sell your gold for cash, check here first for today’s gold prices. That way, you know how much your gold pieces are REALLY worth. You will also want to have some idea of the overall weight of your gold, as well as how many pieces are 14k or 18k (which is most common in gold jewelry) and how many are 24k (the purest form of gold). The higher the karat, the more your gold is worth.
The Pros & Cons Of Smart Cars And Micro Minis
Are you thinking about getting a smart car? There’s lots of chatter about fuel efficiency and collision safety. So here are 7 pros and cons of a mini car, plus videos showing the Smart car in crashes.
WARNING: How Old Are Your Tires? Even Your Brand New Tires May Be Unsafe! Here’s Why…
Following are some of the dangers associated with buying used tires — or even OLD, unused tires that are sold as brand new! Plus, how to make sense of the letters and numbers on your tire’s sidewall and determine the true age of your tires.
How To Get Free Eye Exams
Vision USA provides low-income and uninsured people with basic eye health and vision care for free. InfantSee provides a one-time, comprehensive eye exam for babies for free. Eyecare America provides free eye exams and services for seniors.
How To Protect Yourself From Theft During The Holiday Season
Especially during the holiday season, there are people who aim to steal purses, pick pockets, and take purchases from your car. Here’s how to avoid holiday theft this shopping season.
Beyond Winterizing: 6 Ways To Cut Costs This Winter
Beyond typical winterizing, here are some things you can do to boost your energy and money savings during the winter…
Car Salesman Tricks To Make You Buy A Car… Right Now!
Even more experienced car buyers can be caught in car salesman tricks of the trade. Here’s what to watch for when a car salesman tries to sell you new car.
How The Mortgage Collapse and Government Bailouts Will Affect You
If the government can bail out AIG, why aren’t everyone’s debts also canceled? That’s a good question, but is it a good idea? Here’s what you need to know about the latest mortgage crisis and how these government bailouts will affect you.
Playing The Home Market: Buying A New House And Bailing On The Old
These days, people playing the home market in a way that is very similar to playing the stock market. Here’ how it works, and what you need to know if you’re considering buying a new home and bailing out on your old home.
MyGallons.com – Is It A Good Idea To Buy A Prepaid Gas Card?
MyGallons.com is one of the prepaid gas cards on the market today and it allows you to pre-purchase tomorrow’s gasoline at today’s prices. So, is it worth it? Should you really pre-pay for gas like this or should you just buy traditional gas gift cards? Are there any ‘catches’? Here’s what you need to know before you sign up for prepaid gas with MyGallons.com.
Health Insurance: If You Don’t Pay For It Now, You Will Pay Dearly For It Later
If you’re not paying for health insurance right now — because you can’t afford it. Trust me, you will pay dearly for it later — when you DO need it. Health insurance is an unavoidable expense that must be worked into your monthly bills and expenses. It’s unavoidable. Here’s why…
Do You Have A Will? Here’s How To Write A Will + FREE Online Will Forms
Knowing how to write a will is a great idea if you have children under the age of 18, have recently gone through a divorce, and for a multitude of other reasons. Making a will when you still have all of your faculties will give you the peace of mind you need. If you need a will, here are some tips for how to write your own will, what it will cost if you pay a professional to write a will for you, and free legal will forms so you can write a living will yourself.
Buying A New Car? 6 Reasons To Pay Cash Rather Than Financing Your Next Vehicle
Here are the best reasons to buy cars for cash, rather than financing.We recently weighed the pros and cons and this is what we determined when you chose to pay cash for used cars. I’ve also gathered some tips on how to avoid auto dealer scams, and what to watch for when you’re buying a new or used car.
Is It True That You’re Throwing Away Money If You Rent vs Own Your Home?
There are many advantages to paying a mortgage over paying rent. Still, renting a home is not exactly a waste of your money. Here are some interesting facts regarding renting vs owning a home.
Your Dishwasher Can Actually Save You Money!
Measuring one method of doing dishes against another, dishwashers cost less and get your dishes cleaner than hand-washing alone. Here are some other things you can do to save money while using the dishwasher to clean your dishes…
What Happens To Your Mortgage (Or Your Car) If You Die?
If you die, will the bank be willing to do business with your spouse? Will he or she have to move? Will the bank foreclose on your home? These are things you need to consider when purchasing a new home. The fact of the matter is, you should consider purchasing life insurance to protect your mortgage. Here’s why…
Do You Need A Health Savings Account?
My family used a Health Savings Account one year. Here are some thoughts about HSAs…
How To Decorate Your Walls… On The Cheap
Just because you don’t have a lot of money to spend on home decorations doesn’t mean your walls have to be plain and boring. There are many fun and easy ways to decorate on the cheap. Here are some things ideas…
Reasons To Pay Off Your Home Loan
I completely agree with Suze Orman when she says it’s better to pay off your home loan early. Here’s why…
Buying A New Home?… Is Your Realtor Steering You Wrong?
Are you REALLY ready to buy a new home? Are you buying more house than you can actually afford? Are your friends and Realtor trying to convince you to buy more than you need? Don’t dig yourself into a hole… Here are a few things to think about before you sign on the dotted line.
Qualifying For A Home Loan (…Using Just One Income)
For a couple purchasing a house, it might be a better idea to use only one person’s income to qualify for your home loan. By using only one person’s income on your home loan, you are guaranteeing that you are not purchasing a house that you will not be able to afford should you find that one person is unable to work for any period of time. But wait, there’s more!
What About The People Paying Their Loans On Time? Good News: There’s Help For You, Too!
If you have managed to keep your credit rating in good standing during this time of home foreclosures, and made all of your payments on time, there are ways that you can get a bit of financial relief, too. You don’t have to be in over your head to get good deals on a home loan.
Behind On Your Mortgage? Six Mortgage Lenders Are Participating In Project Lifelife
Is your mortgage with Bank of America, Citigroup, Countrywide, J.P Morgan Chase and Co, Washington Mutual, or Wells Fargo? If so, then Project Lifeline can help you with your past-due mortgage. If not, then read on, there’s help to keep you from losing your house.
