I just bought my very first house, and I've got some helpful tips for first-time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned.
Taking a CLEP test saved me a lot of time and money on a college degree. Here's how CLEP exams work, the biggest pros & cons of taking CLEP tests, and what you need to know before you take a CLEP test for college credits.
To eliminate debt, filing for bankruptcy might seem like the answer. Bankruptcy isn't always a fresh start. It's an easy way out with potential future problems in return. Here are some issues you might face after filing bankruptcy.
Healthcare costs are going up. What if you can't afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
A payday loan is a short-term high-interest loan. Fees are high if you don't repay the loan on the day of your next paycheck.7 better ways to get cash fast.
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
If you're closing a credit card, make sure you follow these steps or your credit rating could be affected. Here's how to cancel a credit card properly.
These weren't written as personal finance books, but they contain a wealth of information & tips that are unique, motivational, and extremely helpful with personal finance matters.
We are buying a new car. I did some research first & I'm sharing the info here, with the hope that it may be helpful to others who are buying a new or used vehicle.
Find out exactly how long to keep tax records according to the IRS. We break down the 3-year rule, exceptions, and what documents you can safely shred.
Paying for college can seem like the most unattainable task ever. Claiming unused federal funds and applying for grants are just 2 ways to pay for college. And I've got 6 more.
Being unemployed comes with a lot of uncertainties, but it doesn't mean you can’t keep a handle your finances during this time. 5 ways to stay on top of your finances when you're unemployed... with debt.
Debt relief ads are everywhere. However, debt relief scams are everywhere too. Here's what you should look for in order to avoid falling prey to a scam.
Roommates can make a lot of things easier including paying your monthly house payment! However, roommates aren't for everyone. Here are some things to think about before you find a roommate.
Retirement money vs college money. As parents, we put our children’s needs & desires ahead of our own - putting money toward our kids' college education, even if it means that we're not saving for our own retirement.
Bad credit student loans aren't that difficult to come by. Here's everything you need to know about the ways to get a student loan when your credit isn't the best.
