Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
credit rating
How Your Debt-To-Credit Ratio Affects Your FICO Score & Home Buying Potential
All about your debt to credit limit ratio — what it means, all the ways your FICO score could affect you, and how to improve your debt to credit limit ratio and your FICO score. Plus, how to tell if you’ve got TOO much debt!
How To Get A Lower Credit Card Rate… Immediately!
Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.
Identity Theft Insurance – 9 Things You Need To Know Before You Buy It
Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect yourself from identity theft without having to pay a thing!
Should You Close A Paid Off Credit Card Account?
Some things to think about with regard to keeping paid off credit card accounts open or closed.
How To Pay Off Old Bills While Raising Your Credit Score Using The ‘Pay For Delete’ Method
Here’s how to pay off your bills and boost your credit score at the same time… there is a little-known way to do this. It’s called the ‘pay for delete’ method of paying off debts.
Consumer Credit Counseling Service: Can Credit Counselors Really Help You Get Out Of Debt?
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.
IMPORTANT: Do You Know The Difference Between A FACO Score (Or FAKO Score) vs A FICO Score?
Some companies look at FACO scores rather than FICO scores, but most use a FICO score. If you’re paying for a credit report to learn what your credit score it, make sure you’re getting a FICO score! Here’s the scoop…
Choosing Between A High Credit Score And Being Debt Free
Here’s why it’s worth it to let your credit score suffer a bit while you dig yourself out from under the weight of too much debt. It’s best to worry about your credit score later.
Can You Really Get A Credit Report For Free?
I started hearing reports that FreeCreditReport.com is not as free as the commercials say. So I decided to investigate the claims for myself. According to the Federal Trade Commission, there is only ONE true way to get a free credit report…
