If you're closing a credit card, make sure you follow these steps or your credit rating could be affected. Here's how to cancel a credit card properly.

All about your debt to credit limit ratio -- what it means, all the ways your FICO score could affect you, and how to improve your debt to credit limit ratio and your FICO score. Plus, how to tell if...

Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts...

Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect...

Some things to think about with regard to keeping paid off credit card accounts open or closed.

Here's how to pay off your bills and boost your credit score at the same time... there is a little-known way to do this. It's called the 'pay for delete' method of paying off debts.