Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.
banks
How Your Debt-To-Credit Ratio Affects Your FICO Score & Home Buying Potential
All about your debt to credit limit ratio — what it means, all the ways your FICO score could affect you, and how to improve your debt to credit limit ratio and your FICO score. Plus, how to tell if you’ve got TOO much debt!
Tips For Negotiating Closing Costs When Buying A New House Or Refinancing Your Current Home
Closing fees can range from $2,500 to $5,000… or more! Looking for tips on negotiating closing costs? Here’s a list of the home closing costs that can be negotiated, and those that can’t.
Checking Accounts 101: The Best Way To Find A Bank With High Interest Checking
If you’d like to make money in the form of a high-interest yield from the money sitting in your checking account, then these tips for finding a bank that offers high interest checking are for you! Here’s how to find a bank offering high interest checking account rates right now, no matter where you live.
Easy Tips On Saving Money… Painlessly!
Believe it or not, there are quite a few ways that you can save money painlessly, and still be able to cover your basic expenses. Not only is it painless, but it’s easy!
3 Reasons Automatic Bill Pay May Not Be For You
There are some serious disadvantages to using automatic bill pay. For one, it could cost you more money in the long run! I know I’d never use it. Here’s why.
Fun Ways To Keep Track Of Your Money Online, On The Go, And At Home
Some software, spreadsheets and iPhone apps to help you manage your money – AND have fun while you’re doing it!
3 Ways To Simplify Your Investments
How to simplify your investments if you have multiple accounts.
Identity Theft Insurance – 9 Things You Need To Know Before You Buy It
Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect yourself from identity theft without having to pay a thing!
Credit Card Companies Are Profiling Shoppers & Adjusting Credit Limits
There is a lot of talk in the news lately about credit card companies that are profiling shoppers and lowering credit limits based on where they shop.
Out Of Control Bank Fees Signal It Might Be Time To Put Your Money Under A Mattress
Bank fees are at an all-time high. Some of these bank fees can be avoided. Here are some things you can do to keep a handle on bank fees…
Investing In The Stock Market – Advice For Beginners
Wondering how to invest in the stock market for the first time? Afraid of investment frauds? If you think that playing the stock market is out of your reach because you just don’t understand how to do it, then you’re not alone. Trust me. Here are some tips for investing in the stock market safely and wisely.
Financial Literacy Programs Help Kids & Others Learn To Be Responsible With Money
Do you realize that the average high school graduate lacks the basic skills needed to manage his or her own personal finances? In fact, most children tend to learn all of their parents’ bad financial habits and none of the good. Fortunately, there is hope…
Should You Change Banks?
Best Bank is a new bank that has partnered with Kroger and other grocery stores. They are currently offering many free services that USED to be free at other banks. In addition to good banking practices, they have joined forces with the supermarket to offer customers cash back on groceries purchased at Kroger, as well as at other participating stores.
Keep The Change: How Bank of America Rounds Up Purchases and Puts the Difference Into Your Savings Account!
Bank of America has started a new ‘kickback’ program. It’s a fairly lucrative deal. But it might be a better deal for the bank than for you. Here’s the scoop…
