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Got High Debts? Is Bankruptcy The Answer? See What Filing For Bankruptcy Will & Won’t Do For You

You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.

Debt Relief Scams: Warning Signs & What To Look For

debt-relief-scams

Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.

Car Scams: Before You Buy A New Or Used Car… Read This First!

A collection of car-buying scams, plus tips to help you find the best car deal — without getting taken. Before you buy a new or used car, watch out for these scams.

Bankruptcy Myths Exposed – Things You Should Know Before Filing For Bankruptcy

There are several bankruptcy myths associated with filing for bankruptcy. Not being able to tell the difference between fact and fiction when it comes to bankruptcy myths can make anyone nervous about filing for bankruptcy. Save yourself some sleepless nights by finding out right now about bankruptcy myths!

Bankruptcy Exemptions: What Can You Keep After Filing For Bankruptcy?

Bankruptcy exemptions are items that are exempt from being sold in order to discharge your debts. These exemptions are basically items that you need for a fresh start after your bankruptcy is discharged. Here’s what you need to know.

Consumer Credit Counseling Service: Can Credit Counselors Really Help You Get Out Of Debt?

Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.

Debt Consolidation vs Credit Counseling vs Bankruptcy

Hearing about Ivan’s financial situation on NBC’s Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky’s recommendation for Ivan was basically to try credit counseling. Here’s why, plus what to look for when you’re trying to find a reputable credit counseling company…

Will New Finance Curriculum In Schools Heal Georgia’s Financial Woes?

The state of Georgia is facing serious financial problems. Georgia educators plan to fix this by adding financial literacy and financial planning to the state’s high school curriculum. This means they’ll have to remove 20% of social studies lessons to make room for the new finance and economics classes. Is is the right thing to do?

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About Us

LynnetteWith input from Financial Advisors, (a Tax Accountant and an Investment Manager), I share helpful tips regarding money and finances -- including debt relief, insurance, budgeting, and investing for retirement. My goal is to help you save more, spend less, and invest for the future by sharing honest, tried & true budgeting tips and tools. When I'm not saving for the future and helping others save for theirs, you can find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites).

Lynnette: View My Blog Posts

AndreaI have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Andrea: View My Blog Posts
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