Articles Tagged:

credit cards and gift cards

Identity Theft Insurance – 9 Things You Need To Know Before You Buy It

Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect yourself from identity theft without having to pay a thing!

WARNING: Here’s Why You Should Never Use A Debit Card To Pay At The Pump!

Debit card blocking is where gas stations, rental car agencies, hotels, and others 'put a hold on' a big chunk of your money if you use a debit card to pay for gas, reserve a rental car, hotel room, etc. In effect, they're 'freezing' your account, or billing your account for an amount that's very likely more than you intended to pay for that service. They say it's for their protection...

Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit

If you're closing a credit card, make sure you follow these steps or your credit rating could be affected. Here's how to cancel a credit card properly.

Little-Known Facts About Secured Credit Cards

Basic info about getting a secured credit card and how they're different from non-secured credit cards. Everything you need to know about secured credit cards, plus tips to determine if you really need one or not.

Credit Card Emergency: When Is It Okay To Use Credit Cards For Emergencies?

Do you have one credit card JUST for emergencies? Here's what really qualifies as an emergency -- what you should and should not use your credit card for.

Pros & Cons Of Prepaid Debit Cards vs Bank Debit Cards vs Credit Cards

Been considering a prepaid debit card to replace your credit cards or debit cards that are backed by a bank? Here are the pros and cons of regular credit cards, regular debit cards, and prepaid debit cards. Would you believe that prepaid debit cards are actually cheaper?!

How To Get A Lower Credit Card Rate… Immediately!

Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.

College Students Money Saving Tips

These college students money saving tips help college students get a handle on their money now, so they don't go horribly into debt into debt in the future.