If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
credit cards and gift cards
If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.
Do you have one credit card JUST for emergencies? Here’s what really qualifies as an emergency — what you should and should not use your credit card for.
Been considering a prepaid debit card to replace your credit cards or debit cards that are backed by a bank? Here are the pros and cons of regular credit cards, regular debit cards, and prepaid debit cards. Would you believe that prepaid debit cards are actually cheaper?! I know you’ll find this information helpful if you’re looking for the best prepaid cards out there today.
Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.
Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect yourself from identity theft without having to pay a thing!
These college students money saving tips help college students get a handle on their money now, so they don’t go horribly into debt into debt in the future.
Some things to think about with regard to keeping paid off credit card accounts open or closed.
There is a lot of talk in the news lately about credit card companies that are profiling shoppers and lowering credit limits based on where they shop.
MyGallons.com is one of the prepaid gas cards on the market today and it allows you to pre-purchase tomorrow’s gasoline at today’s prices. So, is it worth it? Should you really pre-pay for gas like this or should you just buy traditional gas gift cards? Are there any ‘catches’? Here’s what you need to know before you sign up for prepaid gas with MyGallons.com.
If you’re looking for some debt collection help, including tips for dealing with debt collectors who are harassing you, start here. These tips will help put an end to all the phone calls from debt collection agencies, and put you back in control of your past-due bills.
For most of my adult life, I refused to carry cash. Recently, I’ve had a change of heart. Here’s why I think paying with cash is the best way to go — most of the time.
The state of Georgia is facing serious financial problems. Georgia educators plan to fix this by adding financial literacy and financial planning to the state’s high school curriculum. This means they’ll have to remove 20% of social studies lessons to make room for the new finance and economics classes. Is is the right thing to do?
As a parent, the decision to give your child a credit card is an important one. Children need to understand the value of money before they have access to a line of credit. This article discusses some of the ways to teach children about money to ensure they do not rack up credit card debt in the future.
From the Blueprint For Financial Prosperity — earn more, save more, live more, enjoy more — check out these little-known facts about credit cards!
Debit card blocking is where gas stations, rental car agencies, hotels, and others ‘put a hold on’ a big chunk of your money if you use a debit card to pay for gas, reserve a rental car, hotel room, etc. In effect, they’re ‘freezing’ your account, or billing your account for an amount that’s very likely more than you intended to pay for that service. They say it’s for their protection…