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Personal Finance Guide

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health insurance

Should You Buy Supplemental Health Insurance? Is Medical Gap Insurance Really Worth It?

Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!

Flexible Spending Account 101: Tax-Free Health Care

If you have consistent, predictable, medical expenses that are already a part of your monthly budget, you can save money by NOT paying tax those medical expenses. By taking advantage of a Flexible Spending Account (FSA), you get tax-free health care!

7 Ways To Save On Health Insurance

Over the last few years in the health industry, it has become increasingly common for annual increases in premiums. It is still possible to get affordable health coverage, you just have to know what to do and where to look!

How To Get Free Eye Exams

Vision USA provides low-income and uninsured people with basic eye health and vision care for free. InfantSee provides a one-time, comprehensive eye exam for babies for free. Eyecare America provides free eye exams and services for seniors.

Health Insurance: If You Don’t Pay For It Now, You Will Pay Dearly For It Later

If you’re not paying for health insurance right now — because you can’t afford it. Trust me, you will pay dearly for it later — when you DO need it. Health insurance is an unavoidable expense that must be worked into your monthly bills and expenses. It’s unavoidable. Here’s why…

What To Do When A Spouse Dies: How To Get A Handle On Your Finances

When your spouse dies, what in the world are you supposed to do next? How do you keep your head above water — financially — in addition to keeping it all together emotionally? Here are some tips for getting your financial things in order, so things will go more smoothly regarding money and paperwork after the loss of your spouse.

Do You Need A Health Savings Account?

My family used a Health Savings Account one year. Here are some thoughts about HSAs…

10 Ways To Take Better Care Of Your Finances This Year

If taking better care of your hard-earned money is one of your New Years resolutions, I’ve listed 10 ways to help accomplish it. Getting a hold of your personal finances will not only help save money, but it will help control debt and plan for the future.

Income The IRS Can’t Tax

There are certain types of income that should not be included on your tax return. In this article we discuss a few of the types of income that are excluded from your tax return and therefore result in tax savings.

Top 5 Tax Deductions That Most People Miss

There are several tax deductions available to us that we have no clue about. Hopefully, by learning some of the common missed tax deductions we are all able to save a little bit more.

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About Us

LynnetteWith input from Financial Advisors, (a Tax Accountant and an Investment Manager), I share helpful tips regarding money and finances -- including debt relief, insurance, budgeting, and investing for retirement. My goal is to help you save more, spend less, and invest for the future by sharing honest, tried & true budgeting tips and tools. When I'm not saving for the future and helping others save for theirs, you can find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites).

Lynnette: View My Blog Posts

AndreaI have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Andrea: View My Blog Posts

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