home buying

What Is A 2-10 Home Warranty… And Is It Worth The Cost? Here’s My Experience With A 2-10 Home Buyers Warranty

I bought a 2-10 home warranty when I bought my first (used) home… in addition to regular homeowners insurance. I definitely think a 2-10 home buyers warranty is worth the money! See how I’ve used it so far, and how much it costs.

First-Time Homebuyers: 13 Steps To Buying A House For The First Time + 7 Valuable Lessons I Learned About Buying Your First House

Buying your first house is challenging, yet rewarding and well worth the effort! I just bought my very first house, and I’ve got some helpful tips for first time homebuyers. Here are the steps to buying a house for the first time, plus some valuable lessons that I learned firsthand.

Should You Find A Roommate To Save On Housing Costs?

Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren’t for everyone. Here are some things to think about before you try to find a roommate.

Alternatives To Becoming Homeless: 7 Housing Options That Will Save You Money

Many people don’t understand the causes of homelessness and can find themselves quickly in this position. While you may have to give up your house and life as you know it, here are some awesome homeless prevention tips for you. Here are 7 ways to lower your housing costs.

How Your Debt-To-Credit Ratio Affects Your FICO Score & Home Buying Potential

All about your debt to credit limit ratio — what it means, all the ways your FICO score could affect you, and how to improve your debt to credit limit ratio and your FICO score. Plus, how to tell if you’ve got TOO much debt!

Tips For Negotiating Closing Costs When Buying A New House Or Refinancing Your Current Home

Closing fees can range from $2,500 to $5,000… or more! Looking for tips on negotiating closing costs? Here’s a list of the home closing costs that can be negotiated, and those that can’t.

How To Tell If You Can Really Afford The Home You’re Living In

Do you think you can truly afford the home that you’re currently living in? According to Suze Orman, chances are you cannot. Here are some of the indicators that you cannot afford your home.

Cheap Mortgages: Unique Ways To Save Money On Your Home Mortgage

These days, your best financial move is to find your own creative ways to save money on the home mortgage. In effect, cheap mortgages are easier to come by than you might think. You just need to do a few things differently.

How Con Artists Use Your Dream Home To Commit Mortgage Fraud

If you think you’re too smart to be a victim of mortgage fraud, think again! Con artists are out there and they are very good. They know how to find your weakness and convince you that they are your savior. This video explains in depth how they do it.

Best Places To Get Home Insurance Quotes Online

Do you need to buy homeowners insurance? Thankfully, the process of getting an up-to-date home insurance online quote these days is easy… and quick. Yep, the Internet can lead you to the best deal around without ever leaving your house! Here are tips for finding home insurance quotes online.

How The Mortgage Collapse and Government Bailouts Will Affect You

If the government can bail out AIG, why aren’t everyone’s debts also canceled? That’s a good question, but is it a good idea? Here’s what you need to know about the latest mortgage crisis and how these government bailouts will affect you.

Buying A New Home?… Is Your Realtor Steering You Wrong?

Are you REALLY ready to buy a new home? Are you buying more house than you can actually afford? Are your friends and Realtor trying to convince you to buy more than you need? Don’t dig yourself into a hole… Here are a few things to think about before you sign on the dotted line.