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if you just can't afford all of your expenses, the best thing you can do for yourself is to let something go -- which can mean downsizing your home, moving into an apartment, or giving up a car. The result of letting go is a better relationship between your debts and your income. You'll find a comfort zone that you can live with -- day in and day out.
Read moreIf you have managed to keep your credit rating in good standing during this time of home foreclosures, and made all of your payments on time, there are ways that you can get a bit of financial relief, too. You don't have to be in over your head to get good deals on a home loan.
Read moreIs your mortgage with Bank of America, Citigroup, Countrywide, J.P Morgan Chase and Co, Washington Mutual, or Wells Fargo? If so, then Project Lifeline can help you with your past-due mortgage. If not, then read on, there's help to keep you from losing your house.
Read moreSave money for your future... increase your retirement savings... start investing... but when is it too much too soon? I realize this sounds a bit crazy. But for many, saving at all costs means running up credit cards for basic living expenses. What's wrong with this picture?
Read moreHere's a clever approach to teaching children about money. Give them a budget... no, I mean part of your actual household budget! Then, see how they do. Here's an example where the kids became more responsible, as well as better shoppers and savers. See how it works...
Read moreThe state of Georgia is facing serious financial problems. Georgia educators plan to fix this by adding financial literacy and financial planning to the state's high school curriculum. This means they'll have to remove 20% of social studies lessons to make room for the new finance and economics classes. Is is the right thing to do?
Read moreTax rebate checks -- also known as Economic Stimulus Payments -- will be sent out in May of 2008 to 130 million families. Their purpose is to stimulate the economy. I can't help but think they'll simply be used to pay of debts. How does that stimulate the economy?
Read moreDon't file a tax extension this year... it may cause you to lose out on your piece of the pie from the President's Economic Stimulus Package. That's right, you might not get your refund if you don't file your taxes on time.
Read moreAfter debating for months on how to fix the alternative minimum tax, Congress recently issued a tax reprieve which postpones the use of the alternative minimum tax for one year. As this tax is becoming more and more common among middle-income taxpayers, its important to understand the basics as it will likely be back in future years.
Read moreIf taking better care of your hard-earned money is one of your New Years resolutions, I've listed 10 ways to help accomplish it. Getting a hold of your personal finances will not only help save money, but it will help control debt and plan for the future.
Read moreAuto insurance coverage information that you need to know when choosing your automobile coverages including... liability limits for bodily injury and property damage, medical payments, collision, comprehensive, rental reimbursement, towing and labor.
Read moreAs a parent, the decision to give your child a credit card is an important one. Children need to understand the value of money before they have access to a line of credit. This article discusses some of the ways to teach children about money to ensure they do not rack up credit card debt in the future.
Read moreMost business will make equipment purchases each year. If your business appropriately plans for the purchases, you may be able deduct the full price of the equipment. This article discusses the deduction for equipment purchases and how to plan your purchases in order to decrease your tax bill.
Read moreHome phone service is one way to cut costs. As cell phones have increasingly become the main method of communication, home phone service has gone out of date. While the reliability of home phone service is greater than that of a cell phone, depending on your situation, a cell phone will usually suffice. In this article I've listed the factors to consider when deciding whether or not to keep your home phone service.
Read moreDid you know that it's actually possible to request 3 free credit reports each year? Wondering what's the quickest & easiest way to do this? Here's what you need to know about ordering free credit reports online or over the phone.
Read moreThis summer Congress increased the minimum wage. In order to offset the increase in expenses, Congress also allocated money for tax breaks for these businesses. This article lists 3 of the ways to take advantage of these tax breaks.
Read moreDid you know that you can get information on a used car before you buy it? A Carfax vehicle history report provides useful information on whether the vehicle's title is clean, whether it's been in an accident, any safety concerns, and average maintenance costs. However, If you find a carfax used car for sale, how do you know if the info is accurate? Here's what you need to know about the reports.
Read moreCollege tuition is increasing every year. In order to pay for a college education for your child, you probably should start savings when they are very young. However, an option to help the burden is college scholarships. There are loads of free money out there to mitigate the cost, its only a matter of finding them. This article gives a few tips to completing that process.
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