Money & Finances

Frugal Living 101: To Live Frugally, You Just Need To Think Frugally

If frugal living is something that you've thought about but haven't quite mastered yet (or maybe you've tried it, but just can't seem to make it work), then it's time to recharge your batteries, take contol of your life, and start seeing frugal living for what it is: a mindset.

It's not always easy to learn new habits, but it's also not impossible. Now is a really good time to learn how to achieve the right mindset for frugal living.

To start living frugally, you just need to start thinking frugally 24/7!...

Continue reading: Frugal Living 101: Think Frugally!

Best Ways To Find Coupons You Need... Fast!

Saving money is the name of the game these days, and we all want a piece of the action.

Using coupons is one of the best ways that you can save money.

However, finding coupons that you can really use can sometimes be a bit of a challenge.

Sure, you can look in the Sunday paper; we all do that. But are there better ways to find coupons?

You bet there are!

Continue reading: Best Ways Find Coupons... Fast!

Recession-Proof Jobs: 5 Fun & Unique Ways To Become Self-Employed

Unfortunately, the Bureau of Labor Statistics has very little to say about the current unemployment numbers that is encouraging. Every day, thousands of good and honest hardworking Americans are being given their pink slips.

Fortunately, under every rain cloud lies a silver lining. Sometimes it takes unusually severe conditions for the average person to seriously consider making a life-changing decision when it comes to their income sources.

It may take tough times like this to realize that you may never again work in the field you had previously chosen. So what's next?

How great would it be to go into business for yourself while helping to meet the basic needs of men, women, and children?

No matter what, you've got to eat to survive. So does everybody else. Following are 4 food service ideas worth considering, plus a simple vendor idea that could get you started on your path toward freedom.

Check out these recession-proof jobs...

Continue reading: Recession-Proof Jobs: 5 Ways To Become Self-Employed

How To Get A Lower Credit Card Rate... Immediately!

Getting a lower credit card rate may be easier than you think!

You just need to know what to say when you call your credit card company.

Here's a great script -- so you'll know exactly what to say when you're asking for a lower credit card rate. It works!

Here are some things to keep in mind before you make that call:

Continue reading: How To Get A Lower Credit Card Rate

How To Cancel Cell Phone Contracts Without Penalty

Do you hate your cell phone contract?

Is service spotty no matter where you are?

Perhaps you have other problems with your current cell phone provider.

This can be very frustrating, and figuring out how to cancel cell phone contracts is no piece of cake either!

Canceling your cell phone service contract isn't impossible. You just need to know what to do.

Keep these 3 things in mind before canceling any cell phone contracts:

Continue reading: Canceling Cell Phone Contracts Without Penalty

Tips For Getting Discount Rates On High End Items & Services

If you've been bemoaning the fact that you can't afford many of the things you used to be able to, you may want to think again.

With a little understanding of discount rates and how to get them, you can buy things you never thought you could afford.

By making some small changes, you may be able to afford things you never thought you could! Here are a few ways to get discount rates on everyday things:

Continue reading: How To Get Discount Rates On High End Things

How To Buy From And Sell To A Consignment Business

A consignment business can be a good place to both buy and sell gently used items.

However, it depends on what you want to buy and what you want to sell.

With respect to clothing, it can sometimes be difficult to sell your clothing.

For a couple of reasons why, read Buying and Selling at Consignment Shops: Pros & Cons. Here are a few of them:

Continue reading: Before You Buy From (Or Sell To) A Consignment Business

The Quick And Easy Way To Write A Recommendation & Reference Letter

Has someone recently asked you to write a reference letter for them?

With so many people trying to find work, or get financial aid to go to school, or get into school, you may be asked to write a letter of recommendation more times than you realize.

Writing a recommendation & reference letter is more straightforward and easy than you might think.

Here are the top 3 things that your letter should contain:

Continue reading: How To Write a Recommendation & Reference Letter

Selling Gold Through Mail Order Isn't Going To Bring You The Best Price

Selling gold through mail order has become a big deal recently with people claiming to get huge amounts of money for small amounts of gold.

However, is selling your gold jewelry and or coins through a mail order company a good idea?

While selling your gold can be a good way to bring in some extra money, you may want to re-think doing so through mail order companies.

Here are a few things you should think about before selling gold through the mail order companies:

Continue reading: Why You Should Not Be Selling Gold Through The Mail