Debt Relief Scams: Warning Signs & What To Look For
Debt relief ads seemingly are everywhere these days, especially when you have a mounting pile… [MORE]
Should You Find A Roommate To Save On Housing Costs?
Is finding a roommate worth it? College students do it. Young single adults do it. Siblings… [MORE]
Alternatives To Becoming Homeless: 7 Housing Options That Will Save You Money
Not long ago, Oprah Winfrey did a show on homelessness in the midst of the housing crisis. She… [MORE]
How To Get A Student Loan When You Have Bad Credit
Did you know there are student loan options that have nothing to do with your credit rating? While… [MORE]
Credit Cards, Scores & Reports
Little-Known Facts About Secured Credit Cards
Thinking of getting a secured credit card? Wondering what your rights and obligations are? Here's everything you need to know about secured credit cards, plus tips to determine if you really need one or not... Secured vs Unsecured Credit Cards According to the Federal Trade … [Read More...]
Credit Card Emergency: When Is It Okay To Use Credit Cards For Emergencies?
Are you still holding onto a credit card just for emergencies? While it's true that you never know what is going to happen, you need to ask yourself what really qualifies as an emergency, and what you should and should not use your credit card for. Following are 2 lists of … [Read More...]
Pros & Cons Of Prepaid Debit Cards vs Bank Debit Cards vs Credit Cards
Prepaid debit cards are becoming a popular option for those who want to pay closer attention to what they spend. The idea is to use prepaid debit cards in place of credit and debit cards that are attached to banks -- because the bank cards have higher credit limits and it's easier to spend more than … [Read More...]
Home / Health / Auto
Should You Find A Roommate To Save On Housing Costs?
Is finding a roommate worth it? College students do it. Young single adults do it. Siblings do it. The best TV shows have even been based on it. Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren't for … [Read More...]
Alternatives To Becoming Homeless: 7 Housing Options That Will Save You Money
Not long ago, Oprah Winfrey did a show on homelessness in the midst of the housing crisis. She showed many families who were either well off or middle class 1 year ago who are now living in sub-standard housing such as homeless shelters, tent cities, in their office space, etc. The show did … [Read More...]
Quiz: How To Tell If Your Auto Insurance Premiums Are Too High
How much do you pay for car insurance? You may think that you're paying the lowest possible premium right now, but the truth is there are several contributing factors that you have more control over than you may realize. As a result, you may be able to make your payments even lower! Take this … [Read More...]
Budgeting Tips & Debt Relief
Debt Relief Scams: Warning Signs & What To Look For
Debt relief ads seemingly are everywhere these days, especially when you have a mounting pile of debt and you're paying attention to people talking about debt. These ads show up online and in the mail, and you may even receive phone calls offering debt relief services. The ads always say they can … [Read More...]
What If You Paid For Everything In Cash?…
Common sense tells us that it's cheaper to pay for items with cash than with credit cards and loans. But just how much cheaper is a cash method of payment? Here is some trivia to get you thinking... A $2,000 big screen TV will cost you nearly $7,000 if you charge it and then … [Read More...]
Tips For Living Within Your Means (…Especially When You Have No Money)
Experts tell us that the best way to stay out of financial trouble is to live within our means. Right? Unfortunately, the phrase “living within your means” can be difficult to understand. For example, there's "living within your means"... and then there's "living … [Read More...]
Kids / Students & Money
Should You Sacrifice Your Retirement Money For Your Child’s College Education?
As parents, we often put our children’s needs and desires ahead of our own -- even if it means putting ourselves at risk. Our children's education is no exception. We will sacrifice and put aside money for our kids' college education, even if it means that we are not saving for our own … [Read More...]
How To Get A Student Loan When You Have Bad Credit
Did you know there are student loan options that have nothing to do with your credit rating? While you would have had to be very busy to ruin your credit before even starting college, it can still happen. This is especially true if you take a few years off before going to … [Read More...]
College Is Expensive: How To Get Your Money’s Worth
After you've determined how you're going to pay for college and then you actually start your college education, it's time to turn your attention to getting the biggest bang for your buck from the time that you spend there. Unfortunately, too many college students allow a lot of their college … [Read More...]
Tax Tips
Homeowner Tax Credits For Using Energy-Efficient Products
Home ownership is more expensive than ever today. Plus, the cost of fossil fuels is climbing again and will likely continue until the time comes when there literally is no more to be had. Doing everything possible to reduce our use of energy in the home goes beyond our desire to keep U.S. dollars … [Read More...]
Last-Minute Income Tax Tips For Individuals, Families & Small Businesses
While it may be too late for some year-end tax tips, there are still some things you can do to reduce what Uncle Sam will be looking to collect from your hard earned income this year. As you know, April 15th is the dreaded deadline to file your taxes. It shouldn't be a surprise; it comes the same … [Read More...]
Ponzi Scheme Warning Signs You Should Look For
No one who invests money expects to be caught in a Ponzi scheme. After all, Ponzi schemes are illegal!Still, many investors are now finding themselves at a loss because they were duped by investments that appeared to be legitimate. Here are some basic tips and warning signs, so … [Read More...]
