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Before You Write Your Loved One’s Obituary…

Protect your loved ones - even after their death. It's true... identity theft even happens to deceased individuals. Here are some important steps to take - including what to say -- and not say -- in the obituary, how to approach creditors, and who else you should notify of the death.

Term Life Insurance – Return of Premium Option

Term life insurance policies offering return of premium options are not good for the consumer in most cases.

Home Prices – What’s Happening?

What is happening with the current housing market and how can we all take advantage of this declining market?

Fixing Health Care And Health Insurance …Here’s An Idea!

We discuss the problems with the current health insurance system and solutions to making it better

Health Savings Accounts – What You Need To Know

Health savings accounts can provide a tax deduction which can be used to offset your medical costs. This article discusses the requirements and benefits of the HSA plans.

Interest Only Mortgages – Why They’re Not The Best Choice For Everyone

We discuss the advantages and disadvantages of interest only mortgages.

Tips For Choosing A Home Mortgage: Adjustable vs Fixed-Rate Mortgages

The average person spends more time choosing between mortgage options and lenders than they do considering the proper amount of the loan they can afford. Here's how to get the right home mortgage for you.

Homeowners Insurance – What You Should Know

We discuss the basics of homeowners insurance coverages and what everyone should know about the limits of their homeowners coverage.

Tips From A Burglar: Where To Hide Your Valuables

Dave, at Personal Finance Advice happened to sit down with a former burglar recently, where he asked that exact question. So, where IS the best place inside your home for hiding valuables?... Find out here.

What Is Term Life Insurance?

Everything you want to know about term life insurance.

Jury Duty: New Identity Theft Scam

Predators now using jury duty to access personal information.

A Movie About Dr. Linda Peeno: A Whistleblower Against HMOs

I had an unpleasant experience regarding HMO's and dental care. As part of my dental care plan with an HMO -- which is a PRE-PAID service plan -- I had paid for over one year of dental care which I was ultimately not permitted to use. I have found another dentist and I no longer utilize the services of an HMO. Still, the bigger problem remains. It's more about the politics of the health care industry, as a whole. And how "dues-paying" patients are getting the raw end of the deal each and every day.

How To Change A Potential Speeding Ticket Into Just A Warning

At this point, I'd call Jim 'an expert' on this topic. And if you're looking for someone who's qualified to dish out advice about dodging speeding tickets, it would be Jim. Here is Jim's advice for getting out of a speeding ticket...

Wondering How To Get Out Of A Speeding Ticket? Here’s How To Beat A Speeding Ticket… Worked For Us!

Here are the steps that Jim went through to get out of a speeding ticket. He accepted the ticket on the spot, but he basically plea-bargained' his way out of it. This is what worked for Jim... maybe it will work for you!

I Got A Traffic Ticket On Thanksgiving Day…

Based on the fact that Jim and I have each received a ticket on Thanksgiving, you might want to be EXTRA cautious when driving during the holidays... especially Thanksgiving!

How To Find A Used Car Donation Program & Get A Tax Deduction For A Charity Car Donation

My mom and brother have donated cars to charity before. From their experience, I learned a few things about the process. The biggest thing I learned: It's so quick and simple! Here's what you need to know about donating cars to charity, plus some car donation centers to consider.

Actual Proof: Gas Prices Were Rising FAST!

Here's a classic example of just how FAST the price of gas was rising this morning!... You won't believe this.

What’s Your ‘True’ Gas Mileage?

What's the average mileage for my vehicle? Are other drivers actually getting the mileage that's posted on the window sticker? How is gas mileage determined anyway? How can I track my gas mileage online for free? Where's the lowest-priced gas in my neighborhood? What's a FUN way that I can 'play along' and help other drivers by sharing my own experiences? Find answers to these questions... and more!

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