These are actual tax deductions, as quoted by people ‘in the know’ who share their advice about tax write-offs, as they relate to dogs. (Including dog foster parents, dog breeders, guard dog owners, Instagram influencers, and more!) Most of us cannot deduct our dogs or any expenses associated with them on our IRS tax returns. But that doesn’t stop people from trying! Lots of funny dog write-off stories here, too.
Here’s how to use SOME of the equity in your home to help supplement your retirement income. See how reverse mortgage works, how a reverse mortgage gets repaid, and how much home equity you’ll retain.
Healthcare costs are going up. What if you can’t afford the deductible or monthly premium? Medical gap insurance (or supplemental health insurance) helps with that!
Just getting started in the workforce? Don’t make a lot of income? Opening a MyRA is a safe & smart way to start a retirement account on your own!
Taking a year off before college is becoming popular in the U.S. but parents don’t always understand. Here are 4 ways students benefit by taking a gap year.
A payday loan is a short-term high-interest loan. Fees are high if you don’t repay the loan on the day of your next paycheck.7 better ways to get cash fast.
Have debt collectors have been contacting you? Not sure what to do? These 3 tips will get you out of stressful situations when dealing with debt collectors.
If you’re closing a credit card, make sure you follow these steps or your credit rating could be affected. Here’s how to cancel a credit card properly.
These weren’t written as personal finance books, but they contain a wealth of information & tips that are unique, motivational, and extremely helpful with personal finance matters.
We are in the process of buying a new car. It’s been awhile since we’ve purchased a new vehicle, so I set out to do some research first. I’m sharing the info here, with the hope that it will be helpful to others who are also in the market to buy a new or used vehicle.
Each year around tax time, I go through all of our personal receipts, bank statements, household utilities, and medical bills/receipts in an attempt to stay organized. Here are some of the time-saving tips I use to keep all of our personal, household, and tax info organized. Plus tips for how long and which tax papers to keep.
Being unemployed comes with a lot of uncertainties. However, simply because you’re jobless doesn’t mean that you can’t keep a handle your finances during this time. Here are 5 ways to stay on top of your finances when you’re unemployed… with debt.
Debt relief ads are everywhere. And they’re even more noticeable when you’re in debt and you’re paying attention to people talking about debt. However, debt relief scams are everywhere. Here’s what you should look for in order to avoid falling prey to a debt relief scam.
See if you are paying too much for auto insurance and how to make your payments even lower! This quiz includes a thorough explanation of the answers in order to help you lower your auto insurance premiums and save money.
If you have consistent, predictable, medical expenses that are already a part of your monthly budget, you can save money by NOT paying tax those medical expenses. By taking advantage of a Flexible Spending Account (FSA), you get tax-free health care!
Get fun frugal tips you can use every day! Lots of freebies, bargains & thrifty shopping tips. Plus, budgeting ideas to help reduce debt on our fun money Facebook and Twitter pages!
Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.
Over the last few years in the health industry, it has become increasingly common for annual increases in premiums. It is still possible to get affordable health coverage, you just have to know what to do and where to look!
Knowing how to write a will is a great idea if you have children under the age of 18, have recently gone through a divorce, and for a multitude of other reasons. Making a will when you still have all of your faculties will give you the peace of mind you need. If you need a will, here are some tips for how to write your own will, what it will cost if you pay a professional to write a will for you, and free legal will forms so you can write a living will yourself.
Hearing about Ivan’s financial situation on NBC’s Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky’s recommendation for Ivan was basically to try credit counseling. Here’s why, plus what to look for when you’re trying to find a reputable credit counseling company…
Did you know that it’s actually possible to request 3 free credit reports each year? Wondering what’s the quickest & easiest way to do this? Here’s what you need to know about ordering free credit reports online or over the phone.
The following commercials were produced by the Ad Council. It’s part of their ‘Don’t Almost Give’ campaign. The story behind the ads is quite interesting, too.
Protect your loved ones – even after their death. It’s true… identity theft even happens to deceased individuals. Here are some important steps to take – including what to say — and not say — in the obituary, how to approach creditors, and who else you should notify of the death.
From the Blueprint For Financial Prosperity — earn more, save more, live more, enjoy more — check out these little-known facts about credit cards!
Dave, at Personal Finance Advice happened to sit down with a former burglar recently, where he asked that exact question. So, where IS the best place inside your home for hiding valuables?… Find out here.
According to H&R Block, these are some of the most often overlooked tax deductions that people often forget to take…
I had an unpleasant experience regarding HMO’s and dental care. As part of my dental care plan with an HMO — which is a PRE-PAID service plan — I had paid for over one year of dental care which I was ultimately not permitted to use. I have found another dentist and I no longer utilize the services of an HMO. Still, the bigger problem remains.
It’s more about the politics of the health care industry, as a whole. And how “dues-paying” patients are getting the raw end of the deal each and every day.
At this point, I’d call Jim ‘an expert’ on this topic. And if you’re looking for someone who’s qualified to dish out advice about dodging speeding tickets, it would be Jim. Here is Jim’s advice for getting out of a speeding ticket…
If you live in one of these states then you have to pay taxes on all of the media you’ve downloaded — for a fee — this year! Here’s the complete list of states.
Bank of America has started a new ‘kickback’ program. It’s a fairly lucrative deal. But it might be a better deal for the bank than for you. Here’s the scoop…
Debit card blocking is where gas stations, rental car agencies, hotels, and others ‘put a hold on’ a big chunk of your money if you use a debit card to pay for gas, reserve a rental car, hotel room, etc. In effect, they’re ‘freezing’ your account, or billing your account for an amount that’s very likely more than you intended to pay for that service. They say it’s for their protection…
Ever wondered how to get out of a speeding ticket? My husband Jim does and here are the steps that Jim went through to get out of a speeding ticket. He accepted the ticket on the spot, but he basically plea-bargained’ his way out of it. This is what worked for Jim… maybe it will work for you if you plan on fighting a speeding ticket.
Based on the fact that Jim and I have each received a ticket on Thanksgiving, you might want to be EXTRA cautious when driving during the holidays… especially Thanksgiving!
My mom and brother have donated cars to charity before. From their experience, I learned a few things about the process. The biggest thing I learned: It’s so quick and simple! Here’s what you need to know about donating cars to charity, plus some car donation centers to consider.
Here’s a classic example of just how FAST the price of gas was rising this morning!… You won’t believe this.
What’s the average mileage for my vehicle? Are other drivers actually getting the mileage that’s posted on the window sticker? How is gas mileage determined anyway? How can I track my gas mileage online for free? Where’s the lowest-priced gas in my neighborhood? What’s a FUN way that I can ‘play along’ and help other drivers by sharing my own experiences? Find answers to these questions… and more!
Jim got ANOTHER speeding ticket!
Jim got a ticket… after YEARS of driving ticket-free. Then, he immediately got ANOTHER one!
We recently researched information about the most stolen cars and found the following facts about stolen cars that might be of interest to you.