Articles by:

Photo of author

Lynnette Walczak

With input from Financial Advisors, (a Tax Accountant and an Investment Manager), I share helpful tips regarding money and finances -- including debt relief, insurance, budgeting, and investing for retirement. My goal is to help you save more, spend less, and invest for the future by sharing honest, tried & true budgeting tips and tools. When I'm not saving for the future and helping others save for theirs, you can find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites).

Over the last few years in the health industry, it has become increasingly common for annual increases in premiums. It is still possible to get affordable health coverage, you just have to know what to do and where to look!

If you need a will, here are some tips for how to write your own will, what it will cost if you pay a professional to write a will for you, and free legal will forms so you can write a living will yourself.

Hearing about Ivan's financial situation on NBC's Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky's recommendation for Ivan was basically to try credit counseling. Here's why, plus what to look for when you're trying to find a reputable credit counseling company...

Did you know that it's actually possible to request 3 free credit reports each year? Wondering what's the quickest & easiest way to do this? Here's what you need to know about ordering free credit reports online or over the phone.

Protect your loved ones - even after their death. It's true... identity theft even happens to deceased individuals. Here are some important steps to take - including what to say -- and not say -- in the obituary, how to approach creditors, and who else you should notify of the death.

From the Blueprint For Financial Prosperity -- earn more, save more, live more, enjoy more -- check out these little-known facts about credit cards!

Dave, at Personal Finance Advice happened to sit down with a former burglar recently, where he asked that exact question. So, where IS the best place inside your home for hiding valuables?... Find out here.

According to H&R Block, these are some of the most often overlooked tax deductions that people often forget to take...

I had an unpleasant experience regarding HMO's and dental care. As part of my dental care plan with an HMO -- which is a PRE-PAID service plan -- I had paid for over one year of dental care which I was ultimately not permitted to use. I have found another dentist and I no longer utilize the services of an HMO. Still, the bigger problem remains. It's more about the politics of the health care industry, as a whole. And how "dues-paying" patients are getting the raw end of the deal each and every day.