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Andrea Hermitt

I have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Those who make below a living wage make insufficient income to live locally given the local cost of living. Here's what you can to in terms of budgeting for food, childcare, medical, transportation, housing, and miscellaneous expenses.

As the economy worsens and parents find themselves short on money, more and more families are pulling young children out of daycare in search of other options. Here are some things to consider.

Vision USA provides low-income and uninsured people with basic eye health and vision care for free. InfantSee provides a one-time, comprehensive eye exam for babies for free. Eyecare America provides free eye exams and services for seniors.

Charitable contributions may be the last thing you have on your mind during tough times. But, the truth is, giving away money, time, and items is always a good idea. Here are the top 3 reasons to consider making charitable donations this year.

Especially during the holiday season, there are people who aim to steal purses, pick pockets, and take purchases from your car. Here's how to avoid holiday theft this shopping season.

Bank fees are at an all-time high. Some of these bank fees can be avoided. Here are some things you can do to keep a handle on bank fees...

Bankruptcy exemptions are items that are exempt from being sold in order to discharge your debts. These exemptions are basically items that you need for a fresh start after your bankruptcy is discharged. Here's what you need to know.

Beyond typical winterizing, here are some things you can do to boost your energy and money savings during the winter...

Even more experienced car buyers can be caught in car salesman tricks of the trade. Here's what to watch for when a car salesman tries to sell you new car.