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Consumer Credit Counseling Service: Can Credit Counselors Really Help You Get Out Of Debt?

Credit counselors help consumers manage -- and ultimately lower -- their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good... so good, it's even mandatory in some situations -- like before you can file for bankruptcy.

Monthly Budget Experiment: How Much Money Do YOU Need To Get Through A Month?

At what point is monthly budgeting a means of saving and planning for the future, as opposed to a means for survival?

What If Your Spouse Died Today? Are You Ready?

Of course, no one is ready for their spouse to die. But it may happen unexpectedly one day. And you should do your best to be prepared in the event that it does. Here are the best tips for making sure that you're able to pay for the funeral, while at the same time keep your head above the water -- financially.

Investing In The Stock Market – Advice For Beginners

Wondering how to invest in the stock market for the first time? Afraid of investment frauds? If you think that playing the stock market is out of your reach because you just don't understand how to do it, then you're not alone. Trust me. Here are some tips for investing in the stock market safely and wisely.

Debt Collection Help: Tips For Dealing With Debt Collectors & Debt Collection Agencies

If you're looking for some debt collection help, including tips for dealing with debt collectors who are harassing you, start here. These tips will help put an end to all the phone calls from debt collection agencies, and put you back in control of your past-due bills.

Should You Bundle Your Utilities Or Not? I Did…

I have finally come to the realization that bundling my utilities would also save me a great deal of money. Since each different utility service is fighting for our bundled services, I feel a bit fairly secure that if I don't like the way I am treated by one company, I can always move to another.

Do You Really Need A Home Phone?

With the popularity of cell phones and Internet sites that allow you to talk online, it is likely that home phones may go the way of street corner pay phones soon. When it comes right down to it, home phones are really no more necessary than pay phones. Plus, home phones can easily cost a family $100 or more a month!

Series I Savings Bonds Reach An All New Low

Are there any incentives to purchase savings bonds right now? While I-Series savings bonds are less desirable today than they were just a month ago, there are still reasons you may want to purchase savings bonds at this time. Here's what you need to know about Series I bonds.

What To Do When A Spouse Dies: How To Get A Handle On Your Finances

When your spouse dies, what in the world are you supposed to do next? How do you keep your head above water -- financially -- in addition to keeping it all together emotionally? Here are some tips for getting your financial things in order, so things will go more smoothly regarding money and paperwork after the loss of your spouse.

How To Stop Paying Your Bills Late And Start Paying Your Bills On Time

Catching up on your bills may not be easy -- especially if you are chronically behind -- but with a few months of sacrifice, you could get your payments on track and increase the amount of money you can spend on yourself. Here are some tips you can use to start paying your bills on time...

Inflation Can Be A Good Thing …When It Comes To Savings Bonds

Can inflation actually pay off for us? Yep, here's how. According to financial guru Clark Howard, you should purchase savings bonds. Say what?!

Tips Before You Switch From A One-Income Family To A 2-Income Family

Before you take that job and become a two-income household, rather than a one-income one, read this first.

Easy Ways To Make Decisions About Spending Money

For many people, shopping for themselves can bring on feelings of guilt, anxiety, and doubt. However, the process of deciding what to buy this month, and what can wait until next month does not have to be so hard.

In Debt? Don’t Worry Be Happy

Here's how to create the world's simplest budget... One that's guaranteed to get you out of a desperate financial situation and make you happy for a change!

Should You Change Banks?

Best Bank is a new bank that has partnered with Kroger and other grocery stores. They are currently offering many free services that USED to be free at other banks. In addition to good banking practices, they have joined forces with the supermarket to offer customers cash back on groceries purchased at Kroger, as well as at other participating stores.

How To Use The Cash Envelope System For Savings

Some tips for using Dave Ramsey's Cash Envelope System when you're budgeting your bills for the month. Finally, you'll have a handle on how much you can spend, and how much you need to save to get through each month.

Making Ends Meet: Tips For Getting Through A Rough Spot

Some great tips for stretching a dollar and getting by when times are tough.

A Word Of Advice Before You Ride That Coupon Train…

Coupon trains are when a group of people gets together in an effort to share discount store coupons. The 1st person -- the conductor -- cuts all coupons from the paper and takes what they need. They pass the other unwanted coupons to the 2nd person who takes what they need from the coupons and then adds their unwanted coupons to the pack... and so on. But are coupon trains legal?

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