Articles By:

Andrea Hermitt

I have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

If You’re Living With Your Parents Now, It Will Cost You Later

A large number of Generation Y is still living at home with mom and dad, in an effort to save for the future. While this means these adult kids will have more money in their bank accounts to buy a home and start a family, it also puts a strain on Mom and Dad's savings. And they still have their OWN future to plan for.

Inflation Can Be A Good Thing …When It Comes To Savings Bonds

Can inflation actually pay off for us? Yep, here's how. According to financial guru Clark Howard, you should purchase savings bonds. Say what?!

What Happens To Your Mortgage (Or Your Car) If You Die?

If you die, will the bank be willing to do business with your spouse? Will he or she have to move? Will the bank foreclose on your home? These are things you need to consider when purchasing a new home. The fact of the matter is, you should consider purchasing life insurance to protect your mortgage. Here's why...

Do You Need A Health Savings Account?

My family used a Health Savings Account one year. Here are some thoughts about HSAs...

Tips Before You Switch From A One-Income Family To A 2-Income Family

Before you take that job and become a two-income household, rather than a one-income one, read this first.

Watch Out… They Are Out To Get Your Tax Rebate Check!

Marketers are seeing dollar signs, and they are pulling no punches with ideas on how you can spend your government stimulus check. Here's what to watch for, so you don't get taken by someone telling you how to spend your tax rebate check.

Is The Bad Economy Making You Stingy?

With Americans rallying to save more and spend less, charities and religious organizations are actually suffering. Charities need goods and money in order to help people in the community. But what can we do? Especially when we are just treading water ourselves. Here are some ideas...

Easy Ways To Make Decisions About Spending Money

For many people, shopping for themselves can bring on feelings of guilt, anxiety, and doubt. However, the process of deciding what to buy this month, and what can wait until next month does not have to be so hard.

How To Decorate Your Walls… On The Cheap

Just because you don't have a lot of money to spend on home decorations doesn't mean your walls have to be plain and boring. There are many fun and easy ways to decorate on the cheap. Here are some things ideas...

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