If you’re anything like me, you might not know the cost of raising a child. Following are the types of expenses generally required when raising a toddler age 2-4. Included are average daycare costs, toys for toddlers, medical expenses, food, and clothing costs. I’ve even broken it down so you know the cost of raising a child per year.
Even if you haven’t been planning on remodeling or upgrading your home, now is definitely the time to take a serious look at the possibilities. These tax incentives will go a long way in stretching your budget and will not only pay you back now through tax credits and refunds, but they will continue to pay you back as you save energy in the future!
Over the last few years in the health industry, it has become increasingly common for annual increases in premiums. It is still possible to get affordable health coverage, you just have to know what to do and where to look!
The key to lowering your tax liability is to reduce your adjusted income to its lowest possible amount. Here are some ways to do that, plus great last-minute tax tips for all you procrastinators!
Those who make below a living wage make insufficient income to live locally given the local cost of living. Here’s what you can to in terms of budgeting for food, childcare, medical, transportation, housing, and miscellaneous expenses.
Charitable contributions may be the last thing you have on your mind during tough times. But, the truth is, giving away money, time, and items is always a good idea. Here are the top 3 reasons to consider making charitable donations this year.
Especially during the holiday season, there are people who aim to steal purses, pick pockets, and take purchases from your car. Here’s how to avoid holiday theft this shopping season.
Bank fees are at an all-time high. Some of these bank fees can be avoided. Here are some things you can do to keep a handle on bank fees…
Beyond typical winterizing, here are some things you can do to boost your energy and money savings during the winter…
Even more experienced car buyers can be caught in car salesman tricks of the trade. Here’s what to watch for when a car salesman tries to sell you new car.
Perhaps it’s time to start talking debt help and how to get it. Have you ever looked into money management support groups? It’s time to stop letting shame and inadequacy keep us from being real and honest about money and finances. Here’s what I’ve learned about debt support groups, including how to find online support groups as well as local debt support groups in your area.
If the government can bail out AIG, why aren’t everyone’s debts also canceled? That’s a good question, but is it a good idea? Here’s what you need to know about the latest mortgage crisis and how these government bailouts will affect you.
John McCain says Barack Obama will raise taxes for everyone. Barack Obama says John McCain will give the rich tax cuts while cutting needed services. McCain accuses Obama of giving government hand-outs. Obama accuses McCain of not being in touch. Aside from the accusations, where do the presidential nominees stand on the economy? Following is a summary of Barack Obama’s plans for the future, as well as his past actions to improve the economy.
At what point is monthly budgeting a means of saving and planning for the future, as opposed to a means for survival?
MyGallons.com is one of the prepaid gas cards on the market today and it allows you to pre-purchase tomorrow’s gasoline at today’s prices. So, is it worth it? Should you really pre-pay for gas like this or should you just buy traditional gas gift cards? Are there any ‘catches’? Here’s what you need to know before you sign up for prepaid gas with MyGallons.com.
Showing someone else how to manage money may be easy when that someone is your teenager. If you’re trying to help another member of your family who’s asking you for money, giving them money management tips is probably not going to be as easy. Here are some things you can do when dealing with a loved one who cannot or will not manage their money.
If you’re looking for some debt collection help, including tips for dealing with debt collectors who are harassing you, start here. These tips will help put an end to all the phone calls from debt collection agencies, and put you back in control of your past-due bills.
Here are the best reasons to buy cars for cash, rather than financing.We recently weighed the pros and cons and this is what we determined when you chose to pay cash for used cars. I’ve also gathered some tips on how to avoid auto dealer scams, and what to watch for when you’re buying a new or used car.
There are many advantages to paying a mortgage over paying rent. Still, renting a home is not exactly a waste of your money. Here are some interesting facts regarding renting vs owning a home.
Are there any incentives to purchase savings bonds right now? While I-Series savings bonds are less desirable today than they were just a month ago, there are still reasons you may want to purchase savings bonds at this time. Here’s what you need to know about Series I bonds.
Measuring one method of doing dishes against another, dishwashers cost less and get your dishes cleaner than hand-washing alone. Here are some other things you can do to save money while using the dishwasher to clean your dishes…
A large number of Generation Y is still living at home with mom and dad, in an effort to save for the future. While this means these adult kids will have more money in their bank accounts to buy a home and start a family, it also puts a strain on Mom and Dad’s savings. And they still have their OWN future to plan for.
Can inflation actually pay off for us? Yep, here’s how. According to financial guru Clark Howard, you should purchase savings bonds. Say what?!
My family used a Health Savings Account one year. Here are some thoughts about HSAs…
For many people, shopping for themselves can bring on feelings of guilt, anxiety, and doubt. However, the process of deciding what to buy this month, and what can wait until next month does not have to be so hard.