student loans and financial aid

College tuition is increasing every year. In order to pay for a college education for your child, you probably should start savings when they are very young. However, an option to help the burden is college scholarships. There are loads of free money out there to mitigate the cost, its only a matter of finding them. This article gives a few tips to completing that process.

Student loan consolidation can be very cost-effective as long you know what to look for in a lender. This article discusses the benefits of consolidating your student loans and the best way to go about finding a lender.

The federal Perkins loan provides a way for those in financial need to pay for college. This type of student loan has a low flat interest rate and a long grace period.

Stafford federal loans are a great source for student loans. While subsidized Stafford loans are only available based on financial need, unsubsidized loans are available to all eligible students. I've outlines the application process as well as current interest rates and loan limits.

It is very important to know what kind of loans you are getting into when applying for student loans. By knowing a few questions to ask when researching loans, you are more likely to get the best loan for YOU.