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monthly bills and utilities

Home phone service is one way to cut costs. As cell phones have increasingly become the main method of communication, home phone service has gone out of date. While the reliability of home phone service is greater than that of a cell phone, depending on your situation, a cell phone will usually suffice. In this article I've listed the factors to consider when deciding whether or not to keep your home phone service.

You may be able to save a lot of money each month by simply bringing your lunch to work, otherwise known as brown bagging it.