health insurance

I had an unpleasant experience regarding HMO's and dental care. As part of my dental care plan with an HMO -- which is a PRE-PAID service plan -- I had paid for over one year of dental care which I was ultimately not permitted to use. I have found another dentist and I no longer utilize the services of an HMO. Still, the bigger problem remains. It's more about the politics of the health care industry, as a whole. And how "dues-paying" patients are getting the raw end of the deal each and every day.