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David

I'm a Financial Consultant and Personal Financial Representative with experience in financial analysis, strategic planning, presenting, & financial advisory services.

Discusses the advantages and drawbacks or Roth IRA and 401(k) plans as they pertain to investments related to your job.

United States Savings bonds are a great way to invest money conservatively and can provide the opportunity to grow interest tax free. These bonds make a great gift for young children to hold on to and potentially use for college expenses.

Establishing a safety net savings account also known as an emergency fund is the first step in creating a solid financial plan

What is happening with the current housing market and how can we all take advantage of this declining market?

You may be able to save a lot of money each month by simply bringing your lunch to work, otherwise known as brown bagging it.

We discuss the features of SEP IRAs along with the advantages and disadvantages of using a Simplified Employee Pension.

We discuss the problems with the current health insurance system and solutions to making it better

Health savings accounts can provide a tax deduction which can be used to offset your medical costs. This article discusses the requirements and benefits of the HSA plans.

We discuss the advantages and disadvantages of interest only mortgages.