Articles By:

David Neff

I'm a Financial Consultant and Personal Financial Representative with experience in financial analysis, strategic planning, presenting, & financial advisory services.

401k vs. Roth IRA Retirement Accounts

Discusses the advantages and drawbacks or Roth IRA and 401(k) plans as they pertain to investments related to your job.

U.S. Savings Bonds

United States Savings bonds are a great way to invest money conservatively and can provide the opportunity to grow interest tax free. These bonds make a great gift for young children to hold on to and potentially use for college expenses.

How To Create An Emergency Fund Or Safety Net Savings Account

Establishing a safety net savings account also known as an emergency fund is the first step in creating a solid financial plan

Home Prices – What’s Happening?

What is happening with the current housing market and how can we all take advantage of this declining market?

Frugal Food Tip: How To Save $300 A Month By Brown Bagging It For Lunch

You may be able to save a lot of money each month by simply bringing your lunch to work, otherwise known as brown bagging it.

SEP IRA – A Way To Save Money On Your Taxes If You Are Self-Employed

We discuss the features of SEP IRAs along with the advantages and disadvantages of using a Simplified Employee Pension.

Fixing Health Care And Health Insurance …Here’s An Idea!

We discuss the problems with the current health insurance system and solutions to making it better

Health Savings Accounts – What You Need To Know

Health savings accounts can provide a tax deduction which can be used to offset your medical costs. This article discusses the requirements and benefits of the HSA plans.

Interest Only Mortgages – Why They’re Not The Best Choice For Everyone

We discuss the advantages and disadvantages of interest only mortgages.

Tips For Choosing A Home Mortgage: Adjustable vs Fixed-Rate Mortgages

The average person spends more time choosing between mortgage options and lenders than they do considering the proper amount of the loan they can afford. Here's how to get the right home mortgage for you.