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I'm a Financial Consultant and Personal Financial Representative with experience in financial analysis, strategic planning, presenting, & financial advisory services.

The decision to rent or buy a home is very important. Everybody wants to own a home, sometimes it's just not the right time. This article discusses the times when it may not be beneficial to own a home, but also discusses the advantages to owning a home.

Trying to between a Traditional IRA vs Roth IRA as a means of saving money for retirement? Here's a list of the differences between Roth vs Traditional IRA, plus reasons to choose one over the other.

If taking better care of your hard-earned money is one of your New Years resolutions, I've listed 10 ways to help accomplish it. Getting a hold of your personal finances will not only help save money, but it will help control debt and plan for the future.

Auto insurance coverage information that you need to know when choosing your automobile coverages including... liability limits for bodily injury and property damage, medical payments, collision, comprehensive, rental reimbursement, towing and labor.

As a parent, the decision to give your child a credit card is an important one. Children need to understand the value of money before they have access to a line of credit. This article discusses some of the ways to teach children about money to ensure they do not rack up credit card debt in the future.

Home phone service is one way to cut costs. As cell phones have increasingly become the main method of communication, home phone service has gone out of date. While the reliability of home phone service is greater than that of a cell phone, depending on your situation, a cell phone will usually suffice. In this article I've listed the factors to consider when deciding whether or not to keep your home phone service.

A Carfax vehicle history report provides useful information if you find a Carfax used car for sale. How do you know if the info is accurate? Here's what you need to know about the reports.

College tuition is increasing every year. In order to pay for a college education for your child, you probably should start savings when they are very young. However, an option to help the burden is college scholarships. There are loads of free money out there to mitigate the cost, its only a matter of finding them. This article gives a few tips to completing that process.

Student loan consolidation can be very cost-effective as long you know what to look for in a lender. This article discusses the benefits of consolidating your student loans and the best way to go about finding a lender.