Those who make below a living wage make insufficient income to live locally given the local cost of living. Here’s what you can to in terms of budgeting for food, childcare, medical, transportation, housing, and miscellaneous expenses.
Ways That Parents Are Cutting Childcare Costs
As the economy worsens and parents find themselves short on money, more and more families are pulling young children out of daycare in search of other options. Here are some things to consider.
How To Get Free Eye Exams
Vision USA provides low-income and uninsured people with basic eye health and vision care for free. InfantSee provides a one-time, comprehensive eye exam for babies for free. Eyecare America provides free eye exams and services for seniors.
3 Good Reasons To Make Charitable Contributions
Charitable contributions may be the last thing you have on your mind during tough times. But, the truth is, giving away money, time, and items is always a good idea. Here are the top 3 reasons to consider making charitable donations this year.
How To Protect Yourself From Theft During The Holiday Season
Especially during the holiday season, there are people who aim to steal purses, pick pockets, and take purchases from your car. Here’s how to avoid holiday theft this shopping season.
Out Of Control Bank Fees Signal It Might Be Time To Put Your Money Under A Mattress
Bank fees are at an all-time high. Some of these bank fees can be avoided. Here are some things you can do to keep a handle on bank fees…
Bankruptcy Exemptions: What Can You Keep After Filing For Bankruptcy?
Bankruptcy exemptions are items that are exempt from being sold in order to discharge your debts. These exemptions are basically items that you need for a fresh start after your bankruptcy is discharged. Here’s what you need to know.
Beyond Winterizing: 6 Ways To Cut Costs This Winter
Beyond typical winterizing, here are some things you can do to boost your energy and money savings during the winter…
Car Salesman Tricks To Make You Buy A Car… Right Now!
Even more experienced car buyers can be caught in car salesman tricks of the trade. Here’s what to watch for when a car salesman tries to sell you new car.
Debt Support Groups Help You Get Out Of Debt Faster
Perhaps it’s time to start talking debt help and how to get it. Have you ever looked into money management support groups? It’s time to stop letting shame and inadequacy keep us from being real and honest about money and finances. Here’s what I’ve learned about debt support groups, including how to find online support groups as well as local debt support groups in your area.
How To Pay Off Old Bills While Raising Your Credit Score Using The ‘Pay For Delete’ Method
Here’s how to pay off your bills and boost your credit score at the same time… there is a little-known way to do this. It’s called the ‘pay for delete’ method of paying off debts.
How The Mortgage Collapse and Government Bailouts Will Affect You
If the government can bail out AIG, why aren’t everyone’s debts also canceled? That’s a good question, but is it a good idea? Here’s what you need to know about the latest mortgage crisis and how these government bailouts will affect you.
Do You Need A Financial Planner? Here’s How To Tell & What To Look For In A Financial Planner
While many people may be perfectly capable of managing their own finances, they may not be educated in all aspects, or may not have the time to keep an eye on their money and financial plans. That’s when hiring a financial planner makes the most sense.
What Are John McCain’s Plans For The Economy?
A review of presidential nominee John McCain’s plans for the economy.
What Are Barack Obama’s Plans For The Economy?
John McCain says Barack Obama will raise taxes for everyone. Barack Obama says John McCain will give the rich tax cuts while cutting needed services. McCain accuses Obama of giving government hand-outs. Obama accuses McCain of not being in touch. Aside from the accusations, where do the presidential nominees stand on the economy? Following is a summary of Barack Obama’s plans for the future, as well as his past actions to improve the economy.
Prevent Identity Theft By Shredding – What To Shred, What To Keep & How To Choose A Shredder
It’s NOT illegal for people to go through your trash. That’s why you need to shred anything that has personal information on it. Otherwise, identity theft may be in your future. Here’s what to shred & what to keep. Plus, the difference between cross cut paper shredders and strip cut paper shredders
Consumer Credit Counseling Service: Can Credit Counselors Really Help You Get Out Of Debt?
Credit counselors help consumers manage — and ultimately lower — their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good… so good, it’s even mandatory in some situations — like before you can file for bankruptcy.
Monthly Budget Experiment: How Much Money Do YOU Need To Get Through A Month?
At what point is monthly budgeting a means of saving and planning for the future, as opposed to a means for survival?
Teen Money: Teaching Teens to Be Thrifty
Since most people start giving their children more financial responsibilities in their teen years, it makes sense to teach them a thing or two about spending wisely, as well. Here are a couple of quick and easy tips that your teen will understand.
What If Your Spouse Died Today? Are You Ready?
Of course, no one is ready for their spouse to die. But it may happen unexpectedly one day. And you should do your best to be prepared in the event that it does. Here are the best tips for making sure that you’re able to pay for the funeral, while at the same time keep your head above the water — financially.
Playing The Home Market: Buying A New House And Bailing On The Old
These days, people playing the home market in a way that is very similar to playing the stock market. Here’ how it works, and what you need to know if you’re considering buying a new home and bailing out on your old home.
MyGallons.com – Is It A Good Idea To Buy A Prepaid Gas Card?
MyGallons.com is one of the prepaid gas cards on the market today and it allows you to pre-purchase tomorrow’s gasoline at today’s prices. So, is it worth it? Should you really pre-pay for gas like this or should you just buy traditional gas gift cards? Are there any ‘catches’? Here’s what you need to know before you sign up for prepaid gas with MyGallons.com.
Investing In The Stock Market – Advice For Beginners
Wondering how to invest in the stock market for the first time? Afraid of investment frauds? If you think that playing the stock market is out of your reach because you just don’t understand how to do it, then you’re not alone. Trust me. Here are some tips for investing in the stock market safely and wisely.
IMPORTANT: Do You Know The Difference Between A FACO Score (Or FAKO Score) vs A FICO Score?
Some companies look at FACO scores rather than FICO scores, but most use a FICO score. If you’re paying for a credit report to learn what your credit score it, make sure you’re getting a FICO score! Here’s the scoop…
When A Loved One Can’t Or Won’t Manage Their Money
Showing someone else how to manage money may be easy when that someone is your teenager. If you’re trying to help another member of your family who’s asking you for money, giving them money management tips is probably not going to be as easy. Here are some things you can do when dealing with a loved one who cannot or will not manage their money.
