The total cost of having a baby in the first 2 years falls somewhere between $12,462 and $26,612. You can break this down to something like $500 to $1000 a month. Here’s a breakdown of the actual numbers… the cost to have a baby, plus the cost to raise a baby for the first 2 years.
You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it’s not necessarily a fresh start. Instead, it’s an easy way out with some potential future problems over the longterm. Here are some of the issues you are likely to face if you file for bankruptcy.
Before storing valuables in a bank safe deposit box, here are 5 pros + 5 cons about safety deposit boxes. Plus what you should AND shouldn’t keep there.
Paying for college can seem like the most unattainable task ever — but it isn’t. Parents, if you want your child to go to college — and your child wants to go to — it CAN be done. Here are 8 great ways to pay for college including claiming unused federal funds, applying for grants, and other tips you may not have thought about.
Roommates can make a lot of things easier including making it easier to pay your monthly house payment! However, roommates aren’t for everyone. Here are some things to think about before you try to find a roommate.
Retirement money vs college money… As parents, we often put our children’s needs and desires ahead of our own — even if it means putting ourselves at risk. Our children’s education is no exception. We will sacrifice and put aside money for our kids’ college education, even if it means that we are not saving for our own retirement. Many experts advise against this.
Many people don’t understand the causes of homelessness and can find themselves quickly in this position. While you may have to give up your house and life as you know it, here are some awesome homeless prevention tips for you. Here are 7 ways to lower your housing costs.
Bad credit student loans aren’t that difficult to come by. Here’s everything you need to know about the ways to get a student loan when your credit isn’t the best.
After you’ve determined how you’re going to pay for college and then you actually start your college education, it’s time to turn your attention to getting the biggest bang for your buck from the time that you spend there. Here’s how to get your money’s worth from the time you spend in college.
The average life expectancy of most cars is about 8 years and 150,000 miles. If a vehicle makes it to 200,000 miles, you are riding on borrowed time and the car is paying you back. Here are the best tips I’ve found to make your car last longer.
I learned a lot from my parents about money. Or rather, I should say, I learned about how NOT to handle money. My plan is to NOT pass these financial disorders on to my own kids. Here are all the best tips for teaching kids about money.
Common sense tells us that it’s cheaper to pay in cash than with credit cards and loans. But just how much cheaper is a cash payment? Here are some interesting facts to get you thinking about using cash whenever possible with some helpful tips thrown in about credit calculators and some fun cash trivia.
If you’ve been thinking about getting a secured credit card you’ll want to know some basic info about getting a secured credit card and how they’re different from an unsecured credit card. If you need to improve your credit score which is the best option for you? Wondering if you should cancel your secured credit card? Have no fear… I’ve got the answers to your questions.
Do you have one credit card JUST for emergencies? Here’s what really qualifies as an emergency — what you should and should not use your credit card for.
Closing fees can range from $2,500 to $5,000… or more! Looking for tips on negotiating closing costs? Here’s a list of the home closing costs that can be negotiated, and those that can’t.
Do you think you can truly afford the home that you’re currently living in? According to Suze Orman, chances are you cannot. Here are some of the indicators that you cannot afford your home.
Here are 8 things you can do to lower your college expenses including: applying to free colleges, taking college courses in high school, starting at a community college, starting with online courses, testing out of some classes, living off campus, living with your parents, renting text books.
Experts tell us that the best way to stay out of financial trouble is to live within our means. Right? But there’s ‘living within your means’ and then there’s ‘living below your means’. Which boat are you in? Here are great tips that will help!
I remember a time when I had no idea how auto insurance rates were calculated. I needed coverage and paid whatever I was asked. I realized I was spending more than necessary when I looked into low-cost auto insurance and I’m sharing what I found out about how rates are determined and sharing some tips for getting the lowest auto insurance rates available to you.
If you’re a member of Gen Y, and you don’t have a savings account, then you probably don’t even care! Generation Y seems to be experiencing a quarter life crisis. Here’s what that means now… and for your future.
Want to become a millionaire? Here’s the profile of the typical millionaire. It’s a great list of things to strive for, and traits that you can actually achieve yourself.
Suze Orman’s book, Women & Money, is for beginners. If you have not read any of Suze’s other books or if you have no knowledge of money management, then this book is definitely for you!
Suze Orman’s advice is simple: ‘people first, then money, then things.’ I have great confidence in her system and it has worked for me. Here’s why.
If you’re anything like me, you might not know the cost of raising a child. Following are the types of expenses generally required when raising a toddler age 2-4. Included are average daycare costs, toys for toddlers, medical expenses, food, and clothing costs. I’ve even broken it down so you know the cost of raising a child per year.
First time homeowners can get up to $8,000 in the form of a tax credit from the U.S. government. And… you don’t have to pay it back! Who exactly qualifies? How does it work? How do you take advantage of this housing tax credit?