Articles Tagged:

credit cards and gift cards

Identity Theft Insurance – 9 Things You Need To Know Before You Buy It

Before you purchase identity theft insurance, there are a few things you should know first. Some financial institutions provide identity theft insurance for FREE. And there are other ways to protect yourself from identity theft without having to pay a thing!

WARNING: Here’s Why You Should Never Use A Debit Card To Pay At The Pump!

Debit card blocking is where gas stations, rental car agencies, hotels, and others 'put a hold on' a big chunk of your money if you use a debit card to pay for gas, reserve a rental car, hotel room, etc. In effect, they're 'freezing' your account, or billing your account for an amount that's very likely more than you intended to pay for that service. They say it's for their protection...

Closing Credit Cards: How To Cancel A Credit Card Without Hurting Your Credit

If you're closing a credit card, make sure you follow these steps or your credit rating could be affected. Here's how to cancel a credit card properly.

Little-Known Facts About Secured Credit Cards

Basic info about getting a secured credit card and how they're different from non-secured credit cards. Everything you need to know about secured credit cards, plus tips to determine if you really need one or not.

Credit Card Emergency: When Is It Okay To Use Credit Cards For Emergencies?

Do you have one credit card JUST for emergencies? Here's what really qualifies as an emergency -- what you should and should not use your credit card for.

The Ultimate Guide to Prepaid Debit Cards: Pros, Cons, and How to Use Them

Been considering a prepaid debit card to replace your credit cards or debit cards that are backed by a bank? Here are the pros and cons of regular credit cards, regular debit cards, and prepaid debit cards. Would you believe that prepaid debit cards are actually cheaper?!

How To Get A Lower Credit Card Rate… Immediately!

Tired of paying high interest rates on your credit cards? Getting a lower credit card rate is not as hard as you might think. You just need to know what to say! Here are lots of great phone scripts that have been proven to get lower credit card rates.

College Students Money Saving Tips

These college students money saving tips help college students get a handle on their money now, so they don't go horribly into debt into debt in the future.

Should You Close A Paid Off Credit Card Account?

Thinking of closing a credit card that you've recently paid off? Here are some helpful tips before you close a credit card.

Credit Card Companies Are Profiling Shoppers & Adjusting Credit Limits

There is a lot of talk in the news lately about credit card companies that are profiling shoppers and lowering credit limits based on where they shop.

Debt Collection Help: Tips For Dealing With Debt Collectors & Debt Collection Agencies

If you're looking for some debt collection help, including tips for dealing with debt collectors who are harassing you, start here. These tips will help put an end to all the phone calls from debt collection agencies, and put you back in control of your past-due bills.

Let’s See… Cash, Cash, or Cash?

For most of my adult life, I refused to carry cash. Recently, I've had a change of heart. Here's why I think paying with cash is the best way to go -- most of the time.

Will New Finance Curriculum In Schools Heal Georgia’s Financial Woes?

The state of Georgia is facing serious financial problems. Georgia educators plan to fix this by adding financial literacy and financial planning to the state's high school curriculum. This means they'll have to remove 20% of social studies lessons to make room for the new finance and economics classes. Is is the right thing to do?

Should My Child Have A Credit Card?

As a parent, the decision to give your child a credit card is an important one. Children need to understand the value of money before they have access to a line of credit. This article discusses some of the ways to teach children about money to ensure they do not rack up credit card debt in the future.