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Personal Finance Guide

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How To Consolidate Your Student Loans

Student loan consolidation can be very cost-effective as long you know what to look for in a lender. This article discusses the benefits of consolidating your student loans and the best way to go about finding a lender.

How A Federal Perkins Loan Works

The federal Perkins loan provides a way for those in financial need to pay for college. This type of student loan has a low flat interest rate and a long grace period.

What You Need To Know Before You Get A Stafford Loan

Stafford federal loans are a great source for student loans. While subsidized Stafford loans are only available based on financial need, unsubsidized loans are available to all eligible students. I’ve outlines the application process as well as current interest rates and loan limits.

Student Loans – How To Find The Right Loan For College

It is very important to know what kind of loans you are getting into when applying for student loans. By knowing a few questions to ask when researching loans, you are more likely to get the best loan for YOU.

Tax Tips For Buying A Home: Mortgage Interest & Personal Mortgage Insurance (PMI)

If you’re considering purchasing or renovating a home, there are several ways to turn your expenses into tax deductions. In this article we discuss tips to decrease your tax bill when purchasing a home.

Top 5 Tax Deductions That Most People Miss

There are several tax deductions available to us that we have no clue about. Hopefully, by learning some of the common missed tax deductions we are all able to save a little bit more.

Interest Only Mortgages – Why They’re Not The Best Choice For Everyone

We discuss the advantages and disadvantages of interest only mortgages.

Tips For Choosing A Home Mortgage: Adjustable vs Fixed-Rate Mortgages

The average person spends more time choosing between mortgage options and lenders than they do considering the proper amount of the loan they can afford. Here’s how to get the right home mortgage for you.

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LynnetteWith input from Financial Advisors, (a Tax Accountant and an Investment Manager), I share helpful tips regarding money and finances -- including debt relief, insurance, budgeting, and investing for retirement. My goal is to help you save more, spend less, and invest for the future by sharing honest, tried & true budgeting tips and tools. When I'm not saving for the future and helping others save for theirs, you can find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites).

Lynnette: View My Blog Posts

AndreaI have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Andrea: View My Blog Posts

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