Are you REALLY ready to buy a new home? Are you buying more house than you can actually afford? Are your friends and Realtor trying to convince you to buy more than you need? Don't dig yourself into...

For a couple purchasing a house, it might be a better idea to use only one person's income to qualify for your home loan. By using only one person's income on your home loan, you are guaranteeing...

if you just can't afford all of your expenses, the best thing you can do for yourself is to let something go -- which can mean downsizing your home, moving into an apartment, or giving up a car. The...

If you have managed to keep your credit rating in good standing during this time of home foreclosures, and made all of your payments on time, there are ways that you can get a bit of financial...