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Home » Jobs & Money » Students / Kids Money » 8 Things You Can Do To Lower College Expenses

8 Things You Can Do To Lower College Expenses

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college-expenses-by-Florian.jpg College funds have been hit hard by the financial crisis, and many are wondering how they’re going to get through 4 years of college with less money and fewer student loans. 

Here are 8 things you can do to lower your college expenses…
 

#1  Apply to free colleges.  (They’re free in exchange for labor.) 
There are dozens of tuition-free colleges.  While they are challenging to get into, they are definitely worth a try.  In addition to studying, you will also need to work.  Jobs can include anything from working in the dairy, farming, cooking, being a librarian, cleaning, and other duties that will help keep the school free for incoming students.  

Here’s a list of some tuition-free colleges:

  • 11 Colleges That Offer Students A Free Education
  • 8 Tuition-Free Colleges
  • 100 Free College Rides You Don’t Need Daddy To Pay For
  • 10 Colleges & Universities With Free Online Courses

 

#2  Begin college while you’re in high school.

College bound high school students should take Advanced Placement classes that allow them to get college credit for high school courses. 

Taking AP classes can easily shave off a semester or two (and it’s funded by high schools). You might even get your diploma 2 years early! 

Here are a few examples:

  • EDGE: Earn A Degree, Graduate Early
  • College in High School
  • Early College High School Initiative
  • College Credit For High School Students
  • State College Classes While In High School

 

#3  Attend a cheaper college first. 

Students should really consider taking the Junior College to Senior College route.  Community colleges and junior colleges cost a fraction of what 4-year colleges cost.

Your time spent at a community college or junior college will net you a second Associates degree in the process!

#4  Begin your education online.

Much like taking community college courses, taking courses online is also less expensive than going to a prestigious university.

Why not study hard, get really good grades online, and then transfer those credits to the college of your choice?

#5  Test out of some college courses.

Students enrolled in college do not have to take every single course as laid out in their program. 

Most first- and second-year courses can be challenged (or tested out of) through college exams called CLEP, Dantes, and others.

#6  Live off campus.

This was the route I took to lower my college costs. 

Living off campus not only saved a great deal of money (especially since I had house mates), but it also helped me to pay for living expenses on my own. I was able to get a job, so I could pay monthly instead of per-semester.

#7  Live with mom and dad.

While many parents may not have money to pay for college, room, and board, they still have a room that you can continue to live in as long as you continue your education. 

Living at home can also have other benefits such as enhancing a college Freshman’s mental health:

It seems that especially immediately after entering a university, say one or two months, the effects of living with their parents are very significant. However, the difference between the two groups does not continue into the second year.  ~ NeoropsychiatryReviews.com

#8  Rent or buy cheaper text books.

Textbooks are becoming an increasingly larger part of college expenses. 

When I was in college, we paid $200 a semester for books and supplies.  Today, book costs are easily $1,000 a semester. 

Here are some ways to reduce text book costs:

  • Make Textbooks Affordable
  • Chegg: Rent Text Books!
  • Textbooks: The Most Choices & Best Prices
  • Buy Used Text Books
  • Direct Textbooks

 

 

More Ways To Lower College Expenses

118 Ways To Save Money In College

Top International Colleges That Offer Free Tuition

10 Ways To Lower College Costs

How To Establish A College Budget

Tax Benefits That Help Lower Your College Costs

Andrea
Andrea

I have been a certified tightwad striving for financial freedom since I became pregnant with my first child — and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future — which will include sending 2 kids to college and early retirement.

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Filed Under: Jobs & Money, Students / Kids Money Tagged With: books, college, student loans and financial aid

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LynnetteWith input from Financial Advisors, (a Tax Accountant and an Investment Manager), I share helpful tips regarding money and finances -- including debt relief, insurance, budgeting, and investing for retirement. My goal is to help you save more, spend less, and invest for the future by sharing honest, tried & true budgeting tips and tools. When I'm not saving for the future and helping others save for theirs, you can find me at the corner of Good News & Fun Times as publisher of The Fun Times Guide (32 fun & helpful websites).

Lynnette: View My Blog Posts

AndreaI have been a certified tightwad striving for financial freedom since I became pregnant with my first child -- and I decided to find a way to stay home with him full-time. I enjoy sharing my personal experiences in my journey back to financial health and planning for a future -- which will include sending 2 kids to college and early retirement.

Andrea: View My Blog Posts
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