Entries tagged with: frugal tips

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3 Fun Ways To Save Money While You Spend Money At The Same Time

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gambling-with-money-by-sabercat.jpg Cutting back on expenses and saving a little money here & there doesn't mean sucking all of the enjoyment from your life. 

You can still get ice cream treats with your family.  You can still have the occasional shopping spree. 

On those days when I feel that I will burst if I cannot spend some money, here's what I do...


 

Buying A New Car? 6 Reasons To Pay Cash Rather Than Financing Your Next Vehicle

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Your car is a few years old and you are dreaming about a new vehicle... 

If you're considering its trade in value and trying to decide how much the monthly payment on your new car should be, chances are you're moving a bit too fast. 

Why? Because you really should be thinking about hanging onto the car you have -- just long enough to save your money and pay for your next car with cash. 

cars-for-sale-on-the-dealers-lot.jpg

 

Wedding Money: How To Find More Money & Save For A Wedding

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money-magic-artfavor.gif If you're in the midst of planning your wedding and your wedding budget is falling short, you basically have 2 choices:

  • Cut back on some of your wedding plans

  • Do some last-minute saving for your wedding 


Here are some fun and unique things you can do to find more money for your wedding... 


 

How To Dress Frugally: The Ever-Popular 'Frugal Uniform'

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hanging-clothes-artfavor.gif Being frugal has caused a bit of a side effect for me.  I seem to have developed a standard uniform for everyday dress. 

I am sure other frugal people can attest to this. 

For me, the frugal uniform consists of dressing primarily in comfortable black slacks and black or white shirts.  For others, it may mean wearing jeans and t-shirts.  I know a few frugal men who stick to gray and navy slacks with white shirts. 


 

Dumpster Diving In Your Own Home: Sometimes You Have To Pick Through The Trash

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overflowing-trash-can-by-lusi.jpg As I've become more and more frugal, I've also become more prone to collect clutter. 

My family members, however, are not crazy about the idea of holding on to items that they see as garbage.  They throw away glass jars when I'm not looking.  My husband puts furniture on the curb and hopes that I don’t notice.  My son throws away anything with a rip or stain on it (…and he rips and stains a lot of items). 
 
So, to combat my family’s nonchalant attitude about tossing out useful items, I have become a garbage snoop.  Here are just a few of the things my family has forced me to do to save money...


 

A Fun Magazine Swap... You Never Know Where You Might Find One!

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magazines_distributed.jpg While I find I am truly gifted at squeezing blood from a proverbial stone, I have one major weakness.  I love magazines. 

I have a couple of subscriptions, usually purchased through neighborhood kids at a discount.  I also hear Woman's World and First calling my name whenever I am in the grocery aisle.  I have no self-control over my magazine habit.  That is, until now. 


 

Did An Item You Bought Recently Go On Sale?... How To Get Your Money Back

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A brand new website will help you get your money back if it goes on sale after you purchased it.  The site is called PriceProtectr (funny spelling and all).

Here's how it works...


 

Your Dishwasher Can Actually Save You Money!

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dishwasher-savings.jpg One would think that hand-washing dishes is more economical than using the dishwasher.  That is far from true. 

Now, if you hand wash dishes and then put them in the dishwasher, then you reduce your costs by using the dishwasher.  However, measuring one method of doing dishes against another, dishwashers cost less and get your dishes cleaner. 

Here are some other things you can do to save money while using the dishwasher...


 

Just Say No To Store-Bought Food Platters

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Subtitled: "How To Serve 35 Guests Party Food On A Budget"

storebought-vegetable-tray-platter.jpg I tend to be a bit more generous with my food budget when I am entertaining or serving others.  I go to the best supermarket in the area to make sure I am serving the freshest foods.  I purchase the best cuts of meat, even asking for the butcher’s advice.  I splurge on restaurant-brand condiments instead of store-brand.  Presenting the best foods to friends and family doesn't necessarily mean being wasteful. 

But, one thing I don't do is buy store-bought food platters anymore. Here's why...


 

Getting Rid Of Affluenza: Over-Consumption, Waste & Environmental Decay

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affluenza-the-all-consuming-epidemic.jpg No, not influenza... affluenza.

Af-flu-en-za n. 1. The bloated, sluggish and unfulfilled feeling that results from efforts to keep up with the Joneses. 2. An epidemic of stress, overwork, waste and indebtedness caused by dogged pursuit of the American Dream. 3. An unsustainable addiction to economic growth. 4. A television program that could change your life. Source


A recent PBS program, Escape from Affluenza gave some interesting solutions to relieve stress, waste, over consumption, and environmental decay. 

The accompanying website gives 100 ways to escape from Affluenza, including a crash course.   Fortunately, these tips on simple living also have a side effect of cutting costs. 

Here are a few of my favorite tips from the website...


 

Easy Ways To Make Decisions About Spending Money

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needs-wants-wishes-list-by-l-avi.jpg Should I buy this?  Do I really need that?  Why can't I purchase anything just for fun? 

For many people, shopping for themselves can bring on feelings of guilt, anxiety, and doubt.  However, the process of deciding what to buy this month, and what can wait until next month does not have to be so hard. 

What follows are some helpful tactics for when times are hard and money is tight. (Bonus: They will also help when money is flowing, as it will allow you to make purchases guilt-free!)


 

How To Decorate Your Walls... On The Cheap

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living-room-with-framed-photo-collage-by-sammylee.jpg Just because you don't have a lot of money to spend on home decorations doesn't mean your walls have to be plain and boring. 

There are many fun and easy ways to decorate on the cheap. 

Here are some things ideas...


 

My $.02 About Day Old Groceries

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The article I wrote about Freegans who dumpster dive for food, brought to mind my habit of purchasing day old groceries.   

You see, I regularly purchase day old groceries. 


 


 

Some Impulse Purchases Are Good

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50-percent-off-sale-sign-by-vladik.jpg

I realize that it might seem strange to put "impulse purchase" and "good" in the same sentence, but this statement is true. 

Just today, an impulse purchase I made about 2 years ago paid off. 

 

 


 

Go Natural... It's Cheaper!

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buy-green-save-money-by-jaylopez.jpg A huge part of being thrifty for me is being natural. 

I find that when I focus on avoiding products that are toxic to either the environment or myself that I save a great deal of money. For example, if you take a visit to The Fun Times Guide to Living Green, you will find many ways to save money.

Here are some of the natural ways I use to save money...

 


 

How Thrifty Are The Thrift Stores?

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clothes-shopping-artfavor.gifI recently wrote about secondhand clothes becoming the height of fashion sense.

But unless I am looking for particular retro items, or hoping for a discount on high end couture, I find that thrift store clothing isn't necessarily a bargain.

I made this discovery some years ago when searching for Tommy Hilfiger jeans for my son, as I found that this was the brand that fit him best.


 

3 Shopping Tips That Can Save You BIG Money!

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The following tips can actually be used at any time of the year
...not just during the holidays.

As you know, shopping (both online and in brick & mortar stores) is incredibly popular during the months of November and December.

Not only is all of the hoopla surrounding Black Friday sales events getting bigger each year -- to the extent that many shoppers behave like maniacs on the day after Thanksgiving... But now, the retailers themselves are getting more competitive and doing more things to win over the average consumer.

This means YOU... and you can save big money, as a result!

As one example, for the first time ever, many retailers opened their doors at midnight on the night before Black Friday this year.

With more and more retailers fighting for your shopping dollar, there are a handful of ways that you can save big when you're shopping -- both online and in stores.


 

The Best Day of the Week To Do Everything

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Calendar showing the days of the week. Interested in saving some money? What about saving time?

Check out these quick tips for saving time & money.

Just about everything under the sun is covered here...

 

 


 

Save More Money

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Picture of dollar bills from Bigfoto.com - free pictures just for the asking! You know you need to save. Retirement, college, and emergencies. Vacations, holidays, or a house. The list is endless.

But at the end of the month, you just never seem to have anything left to save.

One way to bump up what you have left at the end of the month is to control your inner shopaholic, and put an end to impulse spending once and for all.


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