Have you ever taken advantage of free resources only to discover that you are stuck with a bill or a major inconvenience? 

Now, I am not one to knock getting free stuff.  I love free stuff... to a certain degree. 

But I also think you should be aware of what those free things will really cost you.

If you have a typical American family, like me, then there are some bad habits you may not even be aware of that are costing you serious money.

Here are 5 bad habits that you should break to recoup some of your household budget...

In a recent article (Secondhand Clothes Get Hip), AP Fashion Writer Samantha Critchell takes on a challenge to find clothes in the thrift store that are actually fashionable.

She found success in consignment stores in Connecticut and Westchester County New York, as well as the local Goodwill stores.

A lot of people have been looking for ways to fold money.

I don't know why it is, but this subject has always intrigued me too. The closest I ever came to folding money into creative shapes was in high school when we used to fold dollar bills into the shape of triangles (we didn't know how to fold dollars into the shape of footballs). Then we would try to flip our dollar triangles through fake field goals.

Anyway, here are some fun ways to turn your dollar bills into fun and creative shapes...

You already know the best days to purchase things...

Well, here are some more great shopping tips.

10 Things You Should Never Buy New.
10 Things You Should Never Buy Used.

Each of the following quotes comes from the book 14,000 Quips & Quotes for Writers & Speakers.

This is a handy reference book by E.C. McKenzie that I've had for years.

These are my favorite quotes about Christmas...
and money!

Interested in saving some money? What about saving time?

Check out these quick tips for saving time & money.

Just about everything under the sun is covered here...