Should You Change Banks?

As I was leaving Kroger’s grocery store today, a young woman tried to hand me a flyer.  As it looked like she was trying to sell me something, I said "No thank you" and walked around her. 

Then something caught my eye.  Just a few feet further was a white board with the words “free checks for life”, “no minimum balance”, and “earn cash back.  I made a u-turn.