Articles tagged with: bankruptcy

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Andrea

Bankruptcy Exemptions: What Can You Keep After Filing For Bankruptcy?

Bankruptcy exemptions are items that are exempt from being sold in order to discharge your debts. These exemptions are basically items that you need for a fresh start after your bankruptcy is discharged. Here's what you need to know.
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Andrea

Consumer Credit Counseling Service: Can Credit Counselors Really Help You Get Out Of Debt?

Credit counselors help consumers manage -- and ultimately lower -- their debt. They promise to negotiate with debtors, create payment plans, and lower the interest rates of people in debt. Their ultimate goal is to eliminate your debt. Credit counseling can be good... so good, it's even mandatory in some situations -- like before you can file for bankruptcy.
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Lynnette

Debt Consolidation vs Credit Counseling vs Bankruptcy

Hearing about Ivan's financial situation on NBC's Today Show made me flash back to my own college days when I, too, was in debt up to my ears. Jean Chantzky's recommendation for Ivan was basically to try credit counseling. Here's why, plus what to look for when you're trying to find a reputable credit counseling company...
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Andrea

Got High Debts? Is Bankruptcy The Answer?

You may feel compelled to file for bankruptcy in order to eliminate debt. However, the truth about bankruptcy is that it's not a fresh start. Instead, it's an easy way out with a great deal of future problems in return. Here are some of the issues you are likely to face if you file for bankruptcy...
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Andrea

Unused Gift Cards: What Happens If The Company Files For Bankruptcy Or Goes Out Of Business?

If this article about keeping track of unused gift cards has not motivated you to use them, here is some recent news that might...
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Andrea

Will New Finance Curriculum In Schools Heal Georgia's Financial Woes?

The state of Georgia is facing serious financial problems. Georgia educators plan to fix this by adding financial literacy and financial planning to the state's high school curriculum. This means they'll have to remove 20% of social studies lessons to make room for the new finance and economics classes. Is is the right thing to do?
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