Recently by:
Lynnette

Over the last few years in the health industry, it has become increasingly common for annual increases in premiums.

If you are unfortunate enough to move up "age brackets" that same year, it is possible to get a special birthday gift of 2 premium increases!

This actually happened to myself earlier in the year and I realized it was a good time to evaluate my coverage and determine what could be done to help reduce the monthly premium.

Even with the constant increases in premiums it is still possible to get affordable health coverage, you just have to know what to do and where to look!

This is a hot topic.

Earlier, Andrea mentioned 8 fun and easy ways to save money on gas. Plus, even more ways to save at the pump and tips for squeezing the most out of each fill-up.

Believe it or not, I've found a few more ways to be energy-efficient and save on fuel that I'd like to add to that list.

By the way, did you know that gasoline takes up 5% of the average household budget? That's up 21% from a year ago. (Source: Money, July 2008)

If you don't have one yet, and you're uncertain about how to write a will, then you'll appreciate this FREE will kit from the American Cancer Society.

These are the times when you need to write (or revise) your will:

• When you get married.


• If you get divorced.


• If you become separated from your spouse


• When you have children under the age of 18

These tips come from the manager of a temp agency here in Nashville, as well as some of the best job search experts on the Net.

I realize that very general job search tips can be found in books and websites everywhere, but the tips that follow are truly geared for today's job seeker.

Consider these the best new "modern" job search tips that will make the biggest difference in whether you get the job ...or not.

Yesterday I saw a segment on NBC's Today Show which reminded me of my college days when I contemplated debt consolidation... or credit counseling... or even bankruptcy. 

This was Ivan's question for money expert Jean Chatzky:

I am a 21-year-old college student with a lot of debt. I owe $15,000 and the credit card companies don't stop harassing me because I can't even pay the minimums. My income barely covers those minimum payments. I attempted to consolidate my credit but backed out last minute due to all the articles I read. Someone told me my best bet was to file for bankruptcy. Any advice?"
 

Hearing Ivan's situation made me flash back to my own college days when I, too, was in debt up to my ears.

Jean Chatzky's recommendation for Ivan was basically to try credit counseling. Here's why, plus what to look for when you're trying to find a reputable credit counseling company...

We used to use free programs like eFax for receiving faxes and FaxZero for sending faxes.

For a couple of years now, we've been using RingCentral instead. It's not free like eFax and FaxZero are. But, in our opinion, RingCentral is the best option for small business owners like us.

We use it all the time. Here's why...

Here's a collection of links that are jam-packed with money-saving ideas that everyone can use on a daily basis.

Enjoy!