Recently in Category - Home & Mortgage

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Andrea

Is It True That You're Throwing Away Money If You Rent vs Own Your Home?

There are many advantages to paying a mortgage over paying rent. Still, renting a home is not exactly a waste of your money. Here are some interesting facts regarding renting vs owning a home.
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Andrea

Your Dishwasher Can Actually Save You Money!

Measuring one method of doing dishes against another, dishwashers cost less and get your dishes cleaner than hand-washing alone. Here are some other things you can do to save money while using the dishwasher to clean your dishes...
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Andrea

What Happens To Your Mortgage (Or Your Car) If You Die?

If you die, will the bank be willing to do business with your spouse? Will he or she have to move? Will the bank foreclose on your home? These are things you need to consider when purchasing a new home. The fact of the matter is, you should consider purchasing life insurance to protect your mortgage. Here's why...
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Andrea

How To Decorate Your Walls... On The Cheap

Just because you don't have a lot of money to spend on home decorations doesn't mean your walls have to be plain and boring. There are many fun and easy ways to decorate on the cheap. Here are some things ideas...
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Andrea

Reasons To Pay Off Your Home Loan

I completely agree with Suze Orman when she says it's better to pay off your home loan early. Here's why...
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Andrea

Buying A New Home?... Is Your Realtor Steering You Wrong?

Are you REALLY ready to buy a new home? Are you buying more house than you can actually afford? Are your friends and Realtor trying to convince you to buy more than you need? Don't dig yourself into a hole... Here are a few things to think about before you sign on the dotted line.
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Andrea

Qualifying For A Home Loan (...Using Just One Income)

For a couple purchasing a house, it might be a better idea to use only one person's income to qualify for your home loan. By using only one person's income on your home loan, you are guaranteeing that you are not purchasing a house that you will not be able to afford should you find that one person is unable to work for any period of time. But wait, there's more!
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Andrea

What About The People Paying Their Loans On Time? Good News: There's Help For You, Too!

If you have managed to keep your credit rating in good standing during this time of home foreclosures, and made all of your payments on time, there are ways that you can get a bit of financial relief, too. You don't have to be in over your head to get good deals on a home loan.
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Andrea

Behind On Your Mortgage? Six Mortgage Lenders Are Participating In Project Lifelife

Is your mortgage with Bank of America, Citigroup, Countrywide, J.P Morgan Chase and Co, Washington Mutual, or Wells Fargo? If so, then Project Lifeline can help you with your past-due mortgage. If not, then read on, there's help to keep you from losing your house.
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David

Homeownership - Renting vs. Owning

The decision to rent or buy a home is very important. As much as everybody wants to own their own home, sometimes it's just not the right time. This article discusses the times when it may not be beneficial to own a home, but also discusses the advantages to owning a home, in order to help you make an informed decision.
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