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David

Saving Money On DVDs

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cd-dvd-disc.jpgAlthough DVDs are gradually getting cheaper, they are still pretty expensive.

But I still love to get my favorite movies and TV series on DVD.

One way to save money and still do this is to download them to your computer and then burn them to a DVD.

10 Ways To Take Better Care Of Your Finances This Year

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Is saving money part of your New Year's resolution? Do you want to get your personal finances back on track this year?

I've listed 10 ways to take better care of your finances so that by the start of next year, you'll be in a better financial position.

What Automobile Insurance Coverages Do I Need?

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There are several choices that you need to make when choosing your Auto Insurance coverage. Make sure you understand the coverages that are available to you and make an informed decision on what you carry.

Do not only rely on your insurance agent to make all the recommendations. Here's what you need to know.

Should My Child Have A Credit Card?

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Whether or not a child is ready for a credit card is a common question for many parents. And the answer is... it depends.

Nowadays, many high schoolers have a credit card. While you need to be 18 to legally have a card in your own name, you may share an account with your parent. The problem with credit cards is that your children will never physically see the money. It is just the swipe of a card. So in order to give your children an appreciation for hard-earned money, I've included a few ways to teach them about money.

Then, once you feel they truly have a good understanding of when to spend money, you can make the decision to give them a credit card (for necessary purchases only, of course).

Saving Money On Golf Clubs

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Want to save some money on your next driver? How about a set of Cleveland Irons for under $200?

A nice set of golf clubs can easily cost in excess of $1,000, but it doesn't have to! If you know where to look, you can play with the best equipment for only a fraction of the cost.

There are two main ways you can buy clubs, online or in your local store. There are deals in both places, you just have to know where to look. Here are some places to find great deals on golf clubs.

Home Phone Service - Is It Necessary?

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phone-line-artfavor.gifNowadays, most of us have a cell phone, Blackberry, or some other type of phone to keep us connected. But as we've grown more dependent on our cell phones, another question has come up: Do we need a home "land line" phone anymore?

Well, depending on your personal situation, cutting out the home phone service can be an easy way to save money.

Depending on your service, cutting out a home line can save around $40/month or $480/month, plus any incidentals. While this is a decent savings each year, I've listed some things to consider when deciding on whether to keep your home phone service or not.

7 Ways To Save Money When Shopping At The Mall

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mall-by-vincitrice.jpg Whether you're headed to the Redmond Town Center, the Oakbrook Mall, the University Mall, or the Mall of America...  Whatever your favorite mall happens to be, there are a few ways that you can actually save money when mall shopping these days!

Sometimes we just go there to hang out and other times we go there with particular items in mind, but most of the time when you head to the mall, you go with the intent of spending money.

Below are a few ways to decrease the amount of money you spend at the mall so you can keep building your savings, while still being able to buy what you need (or want!).

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Photos

  • Online job search - looking for a job online. photo by MMMMM on StockExchange
  • Watching television shows from a desktop computer. photo by The Doctr on Flickr
  • Watching Survivor reality TV on the laptop computer. photo by ladybugbkt on Flickr
  • Your classic hot dog stand. photo by nolageek on Flickr
  • A tasty hot dog purchased from a hot dog vendor. photo by rustytanton on Flickr
  • The first Forever Stamp from the U.S. Postal Service came out in 2007. The look of the Forever Stamp hasn't changed. Official U.S. Postal Service photo
  • Forever Stamps come in sheets of 20. This U.S. postage reflects the current value of first class postage rates. photo by samantha celera on Flickr
  • This guy runs his food service business out of the back of his truck. photo by andyi on Flickr
  • A food catering truck. photo by stevelyon on Flickr
  • A handmade quilt in a baby's crib, plus a child's toy possibly purchased from a thrift store. photo by abstract splotcHes on Flickr
  • Handmade dolls in a suitcase. photo by cathy cullis on Flickr
  • Selling handmade bags at a craft show or consignment store. photo by amber in norfolk on Flickr

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