Do You Really Need A Home Phone?

With the popularity of cell phones and Internet sites that allow you to talk online, it is likely that home phones may go the way of street corner pay phones soon. When it comes right down to it, home phones are really no more necessary than pay phones. Plus, home phones can easily cost a family $100 or more a month!

How To Stop Paying Your Bills Late And Start Paying Your Bills On Time

Catching up on your bills may not be easy -- especially if you are chronically behind -- but with a few months of sacrifice, you could get your payments on track and increase the amount of money you can spend on yourself. Here are some tips you can use to start paying your bills on time...

Should You Change Banks?

Best Bank is a new bank that has partnered with Kroger and other grocery stores. They are currently offering many free services that USED to be free at other banks. In addition to good banking practices, they have joined forces with the supermarket to offer customers cash back on groceries purchased at Kroger, as well as at other participating stores.

Let's See... Cash, Cash, or Cash?

For most of my adult life, I refused to carry cash. Recently, I've had a change of heart. Here's why I think paying with cash is the best way to go -- most of the time.

How To Use The Cash Envelope System For Savings

Some tips for using Dave Ramsey's Cash Envelope System when you're budgeting your bills for the month. Finally, you'll have a handle on how much you can spend, and how much you need to save to get through each month.

Married Money Dilemma: Should You Maintain Separate Finances In Your Marriage?

There are good reasons to have separate finances and there are also good reasons to have joint finances. Here are some of the benefits of having separate finances, compared to the benefits of combining finances when you're married.

Is Your Home Phone Bill Out Of Control?

Because we have high-speed DSL through our home phone line, I have been ignoring the high amount we have been paying on our home phone. However, even with DSL, $120 a month is just too much to pay for a home phone when your household already has 4 cell phones. Here's what I did...

Too Much Stuff & Knowing When to Let It Go

if you just can't afford all of your expenses, the best thing you can do for yourself is to let something go -- which can mean downsizing your home, moving into an apartment, or giving up a car. The result of letting go is a better relationship between your debts and your income. You'll find a comfort zone that you can live with -- day in and day out.

Will New Finance Curriculum In Schools Heal Georgia's Financial Woes?

The state of Georgia is facing serious financial problems. Georgia educators plan to fix this by adding financial literacy and financial planning to the state's high school curriculum. This means they'll have to remove 20% of social studies lessons to make room for the new finance and economics classes. Is is the right thing to do?

What Are You Going To Do With Your Tax Rebate Check... Stimulate The Economy Or Pay Off Debt?

Tax rebate checks -- also known as Economic Stimulus Payments -- will be sent out in May of 2008 to 130 million families. Their purpose is to stimulate the economy. I can't help but think they'll simply be used to pay of debts. How does that stimulate the economy?