Have you ever taken advantage of free resources only to discover that you are stuck with a bill or a major inconvenience?
Now, I am not one to knock getting free stuff. I love free stuff... to a certain degree.
But I also think you should be aware of what those free things will really cost you.
Over the last few years in the health industry, it has become increasingly common for annual increases in premiums.
If you are unfortunate enough to move up "age brackets" that same year, it is possible to get a special birthday gift of 2 premium increases!
This actually happened to myself earlier in the year and I realized it was a good time to evaluate my coverage and determine what could be done to help reduce the monthly premium.
Even with the constant increases in premiums it is still possible to get affordable health coverage, you just have to know what to do and where to look!
Times are tough these days. Many people are jumping at the chance to bring in a few extra bucks.
You've seen the cash for gold commercials on TV, right? They say that you can mail in your old damaged and out-of-date gold jewelry, and they'll send you cash. It looks like quick easy cash, that's for sure.
With promises of big checks and no risk on your part, they even go so far as to say if the offer isn't what you expected, they'll gladly return your jewelry!
With gold prices escalating toward the $1,000 per ounce mark (see Live Market Prices), it doesn't take a very large pile of scrap jewelry to amount to enough cash to mean something -- especially when you're having a hard time meeting your day-to-day living expenses.
The big question is:
Is it worth it to send away your gold in exchange for cash? Are the cash for gold companies you see online and in TV commercials likely to pay you what your gold is really worth?
While it may be too late for some year-end tax tips, there are still some things you can do to reduce what Uncle Sam will be looking to collect from your hard earned income this year.
As you know, April 15th is the dreaded deadline to file your taxes. It shouldn't be a surprise; it comes the same time every year.
Despite the knowledge that preparing my tax return is inevitable, I too am among those who procrastinate until the last week. I usually wait until just before penalties are assessed to finally prepare my tax return.
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