If this article about keeping track of unused gift cards has not motivated you to use your gift cards yet, here is some recent news that might...

Sometimes it is well worth it to have two incomes in a household.  Sometimes it is financially draining. 

In my life, I have realized something about time and money.  The fact is that sometimes time is more valuable than money. 

Here are some things you can do with your time that are more valuable than working a low-wage job. 

I love to comparison shop to make sure I am getting the best deal for my money. 

Sales people, on the other hand, are not crazy about comparison shoppers.  They want to catch you as soon as you think you might want to buy an item, and get you to make an impulse purchase on the spot.  They want your money now and are not afraid to pressure you into making a purchase.  Some of these tactics can make shopping for certain items a frightening experience. 

Here are 4 tips for resisting high-pressure sales...

You would think that any way you can find to save money would be a good thing, right?  Well... not necessarily.

A large number of Generation Y is still living at home with mom and dad, in an effort to save for the future. 

While this means these adult kids will have more money in their bank accounts to buy a home and start a family, it also puts a strain on Mom and Dad's savings. And they still have their own future to plan for.

I am an appliance salesperson's worst nightmare.  I will relentlessly haggle the price on a refrigerator, washer, dryer, or other appliance until I get the price I want. 

This is not very hard to do. Salespeople at appliance stores tend to give in on the price of appliances because they expect to make money on the additional service warranty.  If you want to see a really upset salesperson, refuse the warranty after getting an excellent price on the appliance!

Financial guru, Clark Howard recently did a news story on how to make inflation pay off.

You had better believe this immediately caught my attention!  I could not imagine a single way to make inflation pay off in my favor, but Clark Howard could.

We used to use free programs like eFax for receiving faxes and FaxZero for sending faxes.

For a couple of years now, we've been using RingCentral instead. It's not free like eFax and FaxZero are. But, in our opinion, RingCentral is the best option for small business owners like us.

We use it all the time. Here's why...